/* ==========================================================================
   MANANTIAL DE ORO · Cooperativa de Ahorro y Crédito
   Hoja de estilos única.
   Estilo: superficies blancas, esquinas suaves, sombras ligeras,
   tipografía mediana y legible. Paleta simple: rojo institucional,
   blanco, gris claro y carbón.
   ========================================================================== */

@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@400;500;600;700;800&display=swap');

:root{
  --red:#B91F2B;
  --red-dark:#9E1720;
  --red-deep:#9E1720;
  --red-soft:#F9EDEE;

  --ink:#20242C;
  --ink-soft:#4A5260;
  --muted:#555B66;

  --white:#ffffff;
  --soft:#F5F6F8;
  --line:#E7E9ED;

  --font:'Plus Jakarta Sans', system-ui, -apple-system, sans-serif;

  --r-sm:8px;
  --r:14px;
  --r-lg:18px;
  --r-xl:24px;
  --pill:999px;

  --sh-sm:0 2px 8px rgba(32,36,44,.06);
  --sh:0 8px 24px rgba(32,36,44,.08);
  --sh-lg:0 18px 48px rgba(32,36,44,.12);

  --ease:cubic-bezier(.4,.14,.3,1);
  --max:1200px;
  --header:78px;
}

*,*::before,*::after{ box-sizing:border-box; }

html{ scroll-behavior:smooth; -webkit-text-size-adjust:100%; }

body{
  margin:0;
  background:var(--white);
  color:var(--ink-soft);
  font-family:var(--font);
  font-size:16px;
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}

img{ display:block; max-width:100%; }
a{ color:var(--red); text-decoration:none; }
a:hover{ color:var(--red-dark); }
ul{ margin:0; padding:0; list-style:none; }
button{ font-family:inherit; }

h1,h2,h3,h4,h5{
  margin:0;
  color:var(--ink);
  font-weight:700;
  line-height:1.2;
  letter-spacing:-.015em;
  text-wrap:balance;
}

p{ margin:0 0 1em; text-wrap:pretty; }

:focus{ outline:none; }
:focus-visible{ outline:2px solid var(--red); outline-offset:3px; border-radius:4px; }
::selection{ background:var(--red); color:#fff; }

.inner{
  width:100%;
  max-width:var(--max);
  margin:0 auto;
  padding:0 24px;
}

.section{ padding-block:clamp(56px, 7vw, 96px); }
.section-tight{ padding-block:clamp(40px, 5vw, 64px); }
.section-soft{ background:var(--soft); }

.rule{ height:1px; background:var(--line); border:0; margin:0; }

/* ---------- Encabezados de sección ---------- */
.subtitle{
  display:inline-block;
  font-size:12.5px;
  font-weight:700;
  letter-spacing:.1em;
  text-transform:uppercase;
  color:var(--red);
  background:var(--red-soft);
  padding:7px 14px;
  border-radius:var(--pill);
  margin-bottom:16px;
}
.section-title{
  font-size:clamp(25px, 2.6vw, 36px);
  font-weight:700;
  max-width:22ch;
}
.section-lead{
  font-size:16.5px;
  color:var(--muted);
  max-width:58ch;
  margin-top:12px;
}
.section-head{ margin-bottom:clamp(30px, 4vw, 48px); }
.section-head.center{ text-align:center; }
.section-head.center .section-title,
.section-head.center .section-lead{ margin-left:auto; margin-right:auto; }

.skip-link{
  position:fixed;
  left:-9999px; top:0;
  z-index:10000;
  background:var(--ink);
  color:#fff;
  padding:12px 20px;
  border-radius:0 0 var(--r-sm) 0;
  font-size:14px;
  font-weight:600;
}
.skip-link:focus{ left:0; }

/* ---------- Botones ---------- */
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:9px;
  padding:14px 26px;
  border:1.5px solid transparent;
  border-radius:var(--pill);
  background:var(--red);
  color:#fff;
  font-size:15px;
  font-weight:600;
  line-height:1.2;
  cursor:pointer;
  transition:background .22s var(--ease), color .22s var(--ease), border-color .22s var(--ease), transform .22s var(--ease), box-shadow .22s var(--ease);
}
.btn:hover{ background:var(--red-dark); color:#fff; transform:translateY(-2px); box-shadow:0 10px 22px rgba(185,31,43,.24); }
.btn svg{ width:16px; height:16px; stroke:currentColor; stroke-width:2; fill:none; flex:none; }
.btn-outline{ background:transparent; border-color:var(--line); color:var(--ink); }
.btn-outline:hover{ background:var(--ink); border-color:var(--ink); color:#fff; box-shadow:var(--sh); }
.btn-white{ background:#fff; color:var(--ink); }
.btn-white:hover{ background:var(--ink); color:#fff; box-shadow:none; }
.btn-ghost-light{ background:transparent; border-color:rgba(255,255,255,.5); color:#fff; }
.btn-ghost-light:hover{ background:#fff; border-color:#fff; color:var(--red); box-shadow:none; }
.btn-sm{ padding:11px 20px; font-size:14px; }

.btn-more{
  display:inline-flex;
  align-items:center;
  gap:8px;
  font-size:15px;
  font-weight:600;
  color:var(--red);
  transition:gap .22s var(--ease);
}
.btn-more::after{ content:"→"; }
.btn-more:hover{ gap:14px; color:var(--red-dark); }

/* ==========================================================================
   Cabecera
   ========================================================================== */
.topbar{
  background:var(--red);
  color:#fff;
  font-size:13.5px;
}
.topbar .inner{
  display:flex;
  align-items:center;
  justify-content:center;
  gap:28px;
  min-height:42px;
  flex-wrap:wrap;
}
.topbar a{ color:#fff; display:inline-flex; align-items:center; gap:8px; }
.topbar a:hover{ color:#fff; opacity:.8; }
.topbar svg{ width:15px; height:15px; stroke:currentColor; stroke-width:1.8; fill:none; }
.topbar-social{ display:flex; gap:8px; }
.topbar-social a{
  width:28px; height:28px;
  border-radius:var(--pill);
  border:1px solid rgba(255,255,255,.45);
  display:grid; place-items:center;
  transition:background .2s var(--ease);
}
.topbar-social a:hover{ background:rgba(255,255,255,.2); opacity:1; }
.topbar-social svg{ width:14px; height:14px; }

.site-header{
  position:sticky;
  top:0;
  z-index:900;
  background:rgba(255,255,255,.92);
  backdrop-filter:blur(12px);
  border-bottom:1px solid var(--line);
  transition:box-shadow .3s var(--ease);
}
.site-header.is-scrolled{ box-shadow:var(--sh-sm); }

.nav-wrap{
  width:100%;
  max-width:var(--max);
  margin:0 auto;
  padding:0 24px;
  height:var(--header);
  display:flex;
  align-items:center;
  gap:24px;
}

.brand{ flex:none; }
.brand img{ height:46px; width:auto; }

.main-nav{ display:flex; align-items:center; gap:4px; margin-left:auto; }
.main-nav > li{ position:relative; }
.main-nav > li > a{
  display:flex;
  align-items:center;
  gap:6px;
  padding:10px 14px;
  border-radius:var(--pill);
  color:var(--ink-soft);
  font-size:15px;
  font-weight:600;
  transition:background .2s var(--ease), color .2s var(--ease);
}
.main-nav > li > a:hover,
.main-nav > li.is-open > a,
.main-nav > li > a.is-current{ background:var(--soft); color:var(--red); }

.chev{
  width:6px; height:6px;
  border-right:1.8px solid currentColor;
  border-bottom:1.8px solid currentColor;
  transform:translateY(-2px) rotate(45deg);
  transition:transform .22s var(--ease);
}
.main-nav > li:hover .chev{ transform:translateY(1px) rotate(225deg); }

.dropdown-panel{
  position:absolute;
  top:calc(100% + 10px);
  left:0;
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-lg);
  box-shadow:var(--sh-lg);
  padding:22px 24px;
  display:grid;
  grid-template-columns:repeat(3, minmax(180px, 1fr));
  gap:8px 28px;
  opacity:0;
  visibility:hidden;
  transform:translateY(-8px);
  transition:opacity .22s var(--ease), transform .22s var(--ease), visibility .22s;
}
.dropdown-panel-simple{ grid-template-columns:minmax(220px, 1fr); }
.main-nav > li:hover .dropdown-panel,
.main-nav > li.is-open .dropdown-panel{ opacity:1; visibility:visible; transform:translateY(0); }

.dropdown-col-title{
  font-size:11.5px;
  font-weight:700;
  letter-spacing:.09em;
  text-transform:uppercase;
  color:var(--muted);
  margin-bottom:8px;
}
.dropdown-panel a{
  display:block;
  padding:8px 10px;
  margin-left:-10px;
  border-radius:var(--r-sm);
  font-size:14.5px;
  font-weight:500;
  color:var(--ink-soft);
  transition:background .18s var(--ease), color .18s var(--ease);
}
.dropdown-panel a:hover{ background:var(--red-soft); color:var(--red); }

.nav-cta{ display:flex; align-items:center; gap:10px; flex:none; }
.btn-app{
  display:inline-flex;
  align-items:center;
  gap:9px;
  background:var(--red);
  color:#fff;
  padding:12px 22px;
  border-radius:var(--pill);
  font-size:14.5px;
  font-weight:600;
  transition:background .22s var(--ease), transform .22s var(--ease), box-shadow .22s var(--ease);
}
.btn-app:hover{ background:var(--ink); color:#fff; transform:translateY(-2px); box-shadow:var(--sh); }
.btn-app svg{ width:16px; height:16px; stroke:currentColor; stroke-width:1.8; fill:none; }

.nav-toggle{
  display:none;
  width:44px; height:44px;
  border:1px solid var(--line);
  border-radius:var(--pill);
  background:#fff;
  cursor:pointer;
  position:relative;
}
.nav-toggle span,
.nav-toggle::before,
.nav-toggle::after{
  content:"";
  position:absolute;
  left:13px; right:13px;
  height:1.8px;
  border-radius:2px;
  background:var(--ink);
  transition:transform .25s var(--ease), opacity .2s var(--ease);
}
.nav-toggle::before{ top:15px; }
.nav-toggle span{ top:21px; }
.nav-toggle::after{ bottom:15px; }
.nav-toggle.is-open::before{ transform:translateY(6px) rotate(45deg); }
.nav-toggle.is-open span{ opacity:0; }
.nav-toggle.is-open::after{ transform:translateY(-6px) rotate(-45deg); }

/* ==========================================================================
   Banner principal
   ========================================================================== */
.md-hero-slider{
  position:relative;
  min-height:clamp(440px, 62vh, 580px);
  display:grid;
}
.md-slide{
  grid-area:1/1;
  position:relative;
  display:grid;
  align-items:center;
  opacity:0;
  visibility:hidden;
  transition:opacity .7s var(--ease), visibility .7s;
}
.md-slide.is-active{ opacity:1; visibility:visible; }

.md-slide-bg{
  position:absolute;
  inset:0;
  background-size:cover;
  background-position:center;
  transform:scale(1.06);
  transition:transform 7s var(--ease);
}
.md-slide.is-active .md-slide-bg{ transform:scale(1); }

.md-slide-overlay{
  position:absolute;
  inset:0;
  background:linear-gradient(90deg, rgba(20,22,27,.82) 0%, rgba(20,22,27,.62) 45%, rgba(20,22,27,.28) 100%);
}

.md-slide-content{
  position:relative;
  z-index:2;
  padding-top:clamp(48px, 7vw, 88px);
  padding-bottom:clamp(150px, 15vw, 172px);
  color:#fff;
  max-width:var(--max);
  margin:0 auto;
  width:100%;
}
.md-slide-content > *{ opacity:0; transform:translateY(18px); }
.md-slide.is-active .md-slide-content > *{
  animation:riseIn .7s var(--ease) both;
}
.md-slide.is-active .md-slide-content > *:nth-child(1){ animation-delay:.1s; }
.md-slide.is-active .md-slide-content > *:nth-child(2){ animation-delay:.2s; }
.md-slide.is-active .md-slide-content > *:nth-child(3){ animation-delay:.3s; }
.md-slide.is-active .md-slide-content > *:nth-child(4){ animation-delay:.4s; }
@keyframes riseIn{ to{ opacity:1; transform:none; } }

.hero-subtitle{
  display:inline-block;
  font-size:12.5px;
  font-weight:700;
  letter-spacing:.1em;
  text-transform:uppercase;
  color:#fff;
  background:rgba(185,31,43,.92);
  padding:7px 16px;
  border-radius:var(--pill);
  margin-bottom:18px;
}
.md-slide h1{
  color:#fff;
  font-size:clamp(28px, 3.6vw, 46px);
  font-weight:700;
  line-height:1.14;
  max-width:19ch;
  margin-bottom:14px;
}
.md-slide p{
  font-size:17px;
  color:rgba(255,255,255,.88);
  max-width:46ch;
  margin-bottom:26px;
}
.hero-actions{ display:flex; flex-wrap:wrap; gap:12px; }
.hero-btn{
  display:inline-flex;
  align-items:center;
  gap:9px;
  padding:14px 28px;
  border-radius:var(--pill);
  background:var(--red);
  color:#fff;
  font-size:15px;
  font-weight:600;
  transition:background .22s var(--ease), transform .22s var(--ease), box-shadow .22s var(--ease);
}
.hero-btn:hover{ background:#fff; color:var(--red); transform:translateY(-2px); box-shadow:var(--sh); }

.md-slide-arrow{
  position:absolute;
  bottom:84px;
  z-index:5;
  width:42px; height:42px;
  border-radius:var(--pill);
  border:1px solid rgba(255,255,255,.4);
  background:rgba(255,255,255,.12);
  backdrop-filter:blur(6px);
  color:#fff;
  font-size:22px;
  line-height:1;
  cursor:pointer;
  transition:background .22s var(--ease), color .22s var(--ease);
}
.md-slide-arrow:hover{ background:#fff; color:var(--ink); }
.md-arrow-prev{ left:max(24px, calc((100vw - 1200px) / 2 + 24px)); }
.md-arrow-next{ left:calc(max(24px, (100vw - 1200px) / 2 + 24px) + 50px); }

.md-slide-dots{
  position:absolute;
  left:calc(max(24px, (100vw - 1200px) / 2 + 24px) + 112px);
  bottom:100px;
  z-index:5;
  display:flex;
  gap:9px;
}
.md-dot{
  width:9px; height:9px;
  padding:0;
  border:0;
  border-radius:var(--pill);
  background:rgba(255,255,255,.45);
  cursor:pointer;
  transition:width .25s var(--ease), background .25s var(--ease);
}
.md-dot.is-active{ width:30px; background:#fff; }

/* ==========================================================================
   Accesos rápidos — tarjetas que montan sobre el banner
   ========================================================================== */
.quick-access-wrap{ margin-top:-46px; position:relative; z-index:10; }
.quick-access-grid{
  display:grid;
  grid-template-columns:repeat(4, minmax(0,1fr));
  gap:18px;
}
.quick-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-lg);
  box-shadow:var(--sh);
  padding:24px 22px;
  display:flex;
  flex-direction:column;
  gap:14px;
  color:var(--ink);
  font-size:16.5px;
  font-weight:700;
  transition:transform .25s var(--ease), box-shadow .25s var(--ease), border-color .25s var(--ease);
}
.quick-card:hover{ transform:translateY(-6px); box-shadow:var(--sh-lg); border-color:rgba(185,31,43,.3); color:var(--ink); }
.quick-card svg{
  width:22px; height:22px;
  stroke:#fff; stroke-width:1.8; fill:none;
}
.quick-card .qc-icon{
  width:48px; height:48px;
  border-radius:var(--pill);
  background:var(--red);
  display:grid; place-items:center;
  box-shadow:0 6px 16px rgba(185,31,43,.28);
  transition:transform .35s var(--ease), box-shadow .35s var(--ease);
}
.quick-card:hover .qc-icon{ transform:scale(1.08) rotate(-4deg); box-shadow:0 10px 24px rgba(185,31,43,.34); }
.quick-card::after{
  content:"";
  position:absolute;
  left:0; right:0; bottom:0;
  height:3px;
  background:var(--red);
  transform:scaleX(0);
  transform-origin:left;
  transition:transform .35s var(--ease);
}
.quick-card:hover::after{ transform:scaleX(1); }
.quick-card{ position:relative; overflow:hidden; }
.quick-card small{
  display:block;
  font-size:13.5px;
  font-weight:500;
  color:var(--muted);
  margin-top:2px;
}

/* ==========================================================================
   Aparición al hacer scroll
   ========================================================================== */
.md-reveal{
  opacity:0;
  transform:translateY(26px);
  transition:opacity .7s var(--ease), transform .7s var(--ease);
}
.md-reveal.is-visible{ opacity:1; transform:none; }

.md-reveal[data-stagger] > *{
  opacity:0;
  transform:translateY(22px);
  transition:opacity .6s var(--ease), transform .6s var(--ease);
}
.md-reveal[data-stagger].is-visible > *{ opacity:1; transform:none; }
.md-reveal[data-stagger].is-visible > *:nth-child(1){ transition-delay:.05s; }
.md-reveal[data-stagger].is-visible > *:nth-child(2){ transition-delay:.11s; }
.md-reveal[data-stagger].is-visible > *:nth-child(3){ transition-delay:.17s; }
.md-reveal[data-stagger].is-visible > *:nth-child(4){ transition-delay:.23s; }
.md-reveal[data-stagger].is-visible > *:nth-child(5){ transition-delay:.29s; }
.md-reveal[data-stagger].is-visible > *:nth-child(6){ transition-delay:.35s; }
.md-reveal[data-stagger].is-visible > *:nth-child(7){ transition-delay:.41s; }
.md-reveal[data-stagger].is-visible > *:nth-child(8){ transition-delay:.47s; }

@media (prefers-reduced-motion: reduce){
  .md-reveal, .md-reveal[data-stagger] > *{ opacity:1 !important; transform:none !important; }
  .md-slide.is-active .md-slide-content > *{ animation:none; opacity:1; transform:none; }
  .md-slide-bg{ transition:none; transform:none; }
  html{ scroll-behavior:auto; }
}

/* ==========================================================================
   Servicios destacados — tarjetas con fotografía
   ========================================================================== */
.feature-grid{
  display:grid;
  grid-template-columns:repeat(4, minmax(0,1fr));
  gap:20px;
}
.feature-card{
  position:relative;
  border-radius:var(--r-lg);
  overflow:hidden;
  aspect-ratio:3/4;
  box-shadow:var(--sh-sm);
  display:block;
}
.feature-card img{
  width:100%; height:100%;
  object-fit:cover;
  transition:transform .6s var(--ease);
}
.feature-card::after{
  content:"";
  position:absolute;
  inset:0;
  background:linear-gradient(180deg, rgba(20,22,27,0) 42%, rgba(20,22,27,.78) 100%);
}
.feature-card:hover img{ transform:scale(1.05); }
.feature-card-label{
  position:absolute;
  left:22px; right:22px; bottom:20px;
  z-index:2;
  color:#fff;
}
.feature-card-label strong{
  display:block;
  font-size:18px;
  font-weight:700;
  letter-spacing:-.01em;
}
.feature-card-label span{
  display:block;
  font-size:13.5px;
  color:rgba(255,255,255,.82);
  margin-top:3px;
}

/* ==========================================================================
   Sobre nosotros — banda roja con fotografía
   ========================================================================== */
.about-band{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  align-items:stretch;
  border-radius:var(--r-xl);
  overflow:hidden;
  background:var(--red);
  box-shadow:var(--sh);
}
.about-band-copy{
  padding:clamp(32px, 4vw, 60px);
  color:#fff;
  display:flex;
  flex-direction:column;
  justify-content:center;
}
.about-band-copy .subtitle{ background:rgba(255,255,255,.18); color:#fff; }
.about-band-copy h2{ color:#fff; font-size:clamp(23px, 2.4vw, 32px); }
.about-band-copy p{ color:rgba(255,255,255,.9); margin-top:14px; max-width:46ch; }
.about-band-actions{ margin-top:10px; }
.about-band-media{ position:relative; min-height:320px; }
.about-band-media img{
  position:absolute;
  inset:0;
  width:100%; height:100%;
  object-fit:cover;
}

.about-stats{
  display:grid;
  grid-template-columns:repeat(4, minmax(0,1fr));
  gap:16px;
  margin-top:20px;
}
.about-stat{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r);
  padding:20px 22px;
}
.about-stat .stat-number{
  display:block;
  font-size:30px;
  font-weight:800;
  color:var(--red);
  line-height:1.1;
  letter-spacing:-.02em;
}
.about-stat .stat-label{
  display:block;
  font-size:13.5px;
  color:var(--muted);
  margin-top:4px;
}

/* ==========================================================================
   Productos — tarjetas
   ========================================================================== */
.services-grid{
  display:grid;
  grid-template-columns:repeat(4, minmax(0,1fr));
  gap:18px;
}
.service-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-lg);
  padding:26px 24px;
  display:flex;
  flex-direction:column;
  gap:10px;
  transition:transform .25s var(--ease), box-shadow .25s var(--ease);
}
.service-card:hover{ transform:translateY(-5px); box-shadow:var(--sh); }
.service-icon{
  width:48px; height:48px;
  border-radius:var(--pill);
  background:var(--red);
  display:grid; place-items:center;
  margin-bottom:6px;
  box-shadow:0 6px 16px rgba(185,31,43,.26);
  transition:transform .3s var(--ease), box-shadow .3s var(--ease);
}
.service-icon svg{ width:22px; height:22px; stroke:#fff; stroke-width:1.8; fill:none; }
.service-card:hover .service-icon,
.tool-card:hover .service-icon{ transform:scale(1.08) rotate(-4deg); box-shadow:0 10px 24px rgba(185,31,43,.32); }
.service-card h3{ font-size:17.5px; }
.service-card p{ font-size:14.5px; color:var(--muted); margin:0; }

/* ==========================================================================
   Indicadores
   ========================================================================== */
.achievements-grid{
  display:grid;
  grid-template-columns:repeat(5, minmax(0,1fr));
  gap:18px;
}
.achievement-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-lg);
  padding:26px 24px;
  transition:transform .25s var(--ease), box-shadow .25s var(--ease);
}
.achievement-card:hover{ transform:translateY(-4px); box-shadow:var(--sh); }
.badge-number{
  font-size:34px;
  font-weight:800;
  color:var(--red);
  line-height:1.1;
  letter-spacing:-.02em;
}
.achievement-card h4{ font-size:16px; margin:12px 0 6px; }
.achievement-card p{ font-size:14px; color:var(--muted); margin:0; }

/* ==========================================================================
   Simuladores
   ========================================================================== */
.tool-grid{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:20px;
}
.tool-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-xl);
  padding:clamp(26px, 3vw, 40px);
  display:flex;
  flex-direction:column;
  align-items:flex-start;
  gap:12px;
  transition:transform .25s var(--ease), box-shadow .25s var(--ease);
}
.tool-card:hover{ transform:translateY(-4px); box-shadow:var(--sh); }
.tool-card h3{ font-size:22px; }
.tool-card p{ color:var(--muted); margin:0; max-width:44ch; }
.tool-card .service-icon{ margin-bottom:4px; }

/* ==========================================================================
   ManantiApp
   ========================================================================== */
.app-band{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:clamp(28px, 4vw, 64px);
  align-items:center;
}
.app-band-media{
  border-radius:var(--r-xl);
  overflow:hidden;
  box-shadow:var(--sh);
}
.app-band-media img{ width:100%; aspect-ratio:4/3; object-fit:cover; }
.app-band h2{ font-size:clamp(24px, 2.6vw, 34px); }
.app-band p{ color:var(--muted); margin-top:14px; }
.app-list{ display:grid; gap:10px; margin:18px 0 24px; }
.app-list li{ display:flex; gap:10px; align-items:flex-start; font-size:15.5px; }
.app-list svg{ width:18px; height:18px; stroke:var(--red); stroke-width:2; fill:none; flex:none; margin-top:4px; }

/* ==========================================================================
   COSEDE
   ========================================================================== */
.deposit-guarantee{
  display:grid;
  grid-template-columns:minmax(0,1fr) minmax(0,1.15fr);
  gap:clamp(24px, 4vw, 56px);
  align-items:center;
  background:var(--soft);
  border-radius:var(--r-xl);
  padding:clamp(26px, 3.4vw, 48px);
}
.deposit-guarantee h3{ font-size:clamp(21px, 2.2vw, 28px); }
.deposit-guarantee p{ color:var(--muted); margin:10px 0 0; }
.deposit-guarantee-arrow{ display:none; }
.deposit-guarantee-banner img{ width:100%; border-radius:var(--r); box-shadow:var(--sh-sm); }

/* ==========================================================================
   Pie de página
   ========================================================================== */
.site-footer{
  background:var(--soft);
  color:var(--ink-soft);
  font-size:15px;
  border-top:1px solid var(--line);
}
.footer-top{
  display:grid;
  grid-template-columns:minmax(0,1.4fr) repeat(3, minmax(0,1fr));
  gap:clamp(28px, 3vw, 48px);
  padding-block:clamp(44px, 5vw, 68px);
}
.footer-brand img{ height:52px; width:auto; margin-bottom:18px; }
.footer-brand p{ max-width:36ch; font-size:14.5px; color:var(--muted); }
.footer-social{ display:flex; gap:10px; margin-top:20px; }
.footer-social a{
  width:40px; height:40px;
  border-radius:var(--pill);
  background:#fff;
  border:1px solid var(--line);
  display:grid; place-items:center;
  transition:background .22s var(--ease), border-color .22s var(--ease), transform .22s var(--ease);
}
.footer-social a:hover{ background:var(--red); border-color:var(--red); transform:translateY(-2px); }
.footer-social svg{ width:17px; height:17px; stroke:var(--ink); stroke-width:1.8; fill:none; }
.footer-social a:hover svg{ stroke:#fff; }

.footer-col h5{
  font-size:12px;
  font-weight:700;
  letter-spacing:.09em;
  text-transform:uppercase;
  color:var(--muted);
  margin-bottom:16px;
}
.footer-col li{ margin-bottom:10px; }
.footer-col a{ color:var(--ink-soft); font-size:14.5px; }
.footer-col a:hover{ color:var(--red); }

.contact-info-list{ display:grid; gap:14px; }
.contact-info-item{ display:flex; gap:12px; }
.contact-info-icon{
  width:36px; height:36px;
  flex:none;
  border-radius:var(--pill);
  background:#fff;
  border:1px solid var(--line);
  display:grid; place-items:center;
}
.contact-info-icon svg{ width:16px; height:16px; stroke:var(--red); stroke-width:1.8; fill:none; }
.contact-info-item h4{
  font-size:12px; font-weight:700; letter-spacing:.08em;
  text-transform:uppercase; color:var(--muted); margin-bottom:2px;
}
.contact-info-item p{ margin:0; font-size:14.5px; }
.contact-info-item a{ color:var(--ink-soft); }
.contact-info-item a:hover{ color:var(--red); }

.footer-bottom{
  display:flex;
  flex-wrap:wrap;
  align-items:center;
  gap:12px 28px;
  padding-block:22px;
  border-top:1px solid var(--line);
  font-size:13px;
  color:var(--muted);
}
.footer-legal{ display:flex; flex-wrap:wrap; gap:8px 20px; }
.footer-legal a{ color:var(--muted); }
.footer-legal a:hover{ color:var(--red); }
.security-mark{ display:inline-flex; align-items:center; gap:7px; margin-left:auto; }
.security-mark svg{ width:15px; height:15px; stroke:currentColor; stroke-width:1.8; fill:none; }

/* ==========================================================================
   Flotantes
   ========================================================================== */
.whatsapp-float{
  position:fixed;
  right:22px; bottom:22px;
  z-index:800;
  display:flex;
  align-items:center;
  gap:10px;
}
.whatsapp-bubble{
  background:#fff;
  color:var(--ink);
  border:1px solid var(--line);
  box-shadow:var(--sh);
  font-size:13.5px;
  font-weight:600;
  padding:10px 16px;
  border-radius:var(--pill);
  opacity:0;
  transform:translateX(10px);
  transition:opacity .3s var(--ease), transform .3s var(--ease);
  white-space:nowrap;
  pointer-events:none;
}
.whatsapp-float:hover .whatsapp-bubble,
.whatsapp-float.is-greeting .whatsapp-bubble{ opacity:1; transform:none; }
.whatsapp-avatar{
  width:58px; height:58px;
  border-radius:var(--pill);
  background:var(--red);
  box-shadow:0 10px 24px rgba(185,31,43,.3);
  display:grid; place-items:center;
  transition:transform .25s var(--ease);
}
.whatsapp-float:hover .whatsapp-avatar{ transform:scale(1.06); }
.whatsapp-avatar svg{ width:36px; height:36px; }

.back-to-top{
  position:fixed;
  right:22px; bottom:92px;
  z-index:800;
  width:44px; height:44px;
  border:1px solid var(--line);
  border-radius:var(--pill);
  background:#fff;
  box-shadow:var(--sh-sm);
  cursor:pointer;
  display:grid; place-items:center;
  opacity:0;
  pointer-events:none;
  transform:translateY(8px);
  transition:opacity .3s var(--ease), transform .3s var(--ease), background .22s var(--ease);
}
.back-to-top.is-visible{ opacity:1; pointer-events:auto; transform:none; }
.back-to-top:hover{ background:var(--red); border-color:var(--red); }
.back-to-top svg{ width:17px; height:17px; stroke:var(--ink); stroke-width:2; fill:none; }
.back-to-top:hover svg{ stroke:#fff; }

/* ==========================================================================
   Adaptación a pantallas
   ========================================================================== */
@media (max-width:1140px){
  .main-nav > li > a{ padding:10px 10px; font-size:14.5px; }
  .achievements-grid{ grid-template-columns:repeat(3, minmax(0,1fr)); }
  .services-grid{ grid-template-columns:repeat(2, minmax(0,1fr)); }
  .feature-grid{ grid-template-columns:repeat(2, minmax(0,1fr)); }
}

@media (max-width:1000px){
  .nav-toggle{ display:block; }
  .main-nav{
    position:fixed;
    inset:calc(var(--header) + 42px) 0 0 0;
    background:#fff;
    flex-direction:column;
    align-items:stretch;
    gap:2px;
    margin:0;
    padding:18px 24px 40px;
    overflow-y:auto;
    opacity:0;
    visibility:hidden;
    transform:translateY(-10px);
    transition:opacity .25s var(--ease), transform .25s var(--ease), visibility .25s;
  }
  .site-header.nav-open .main-nav{ opacity:1; visibility:visible; transform:none; }
  .main-nav > li > a{
    padding:15px 14px;
    font-size:16.5px;
    border-radius:var(--r);
    justify-content:space-between;
  }
  .dropdown-panel{
    position:static;
    border:0;
    box-shadow:none;
    border-radius:0;
    padding:0 14px 10px;
    display:block;
    opacity:1;
    visibility:visible;
    transform:none;
    max-height:0;
    overflow:hidden;
    transition:max-height .3s var(--ease);
  }
  .main-nav > li.is-open .dropdown-panel{ max-height:700px; }
  .dropdown-col-title{ margin-top:12px; }
  .btn-app-text{ display:none; }
  .btn-app{ padding:12px; }
  .quick-access-grid{ grid-template-columns:repeat(2, minmax(0,1fr)); }
  .about-band{ grid-template-columns:minmax(0,1fr); }
  .about-band-media{ min-height:280px; order:-1; }
  .about-stats{ grid-template-columns:repeat(2, minmax(0,1fr)); }
  .app-band{ grid-template-columns:minmax(0,1fr); }
  .app-band-media{ order:-1; }
  .deposit-guarantee{ grid-template-columns:minmax(0,1fr); }
  .footer-top{ grid-template-columns:repeat(2, minmax(0,1fr)); }
}

@media (max-width:720px){
  .md-slide-dots{ left:max(24px, calc((100vw - 1200px) / 2 + 24px)); bottom:34px; }
  .topbar .inner{ gap:14px; font-size:12.5px; }
  .topbar-address{ display:none; }
  .md-slide-overlay{ background:linear-gradient(180deg, rgba(20,22,27,.55) 0%, rgba(20,22,27,.82) 100%); }
  .md-slide-arrow{ display:none; }
  .md-slide-content{ padding-bottom:clamp(86px, 12vw, 110px); }
  .achievements-grid{ grid-template-columns:repeat(2, minmax(0,1fr)); }
  .tool-grid{ grid-template-columns:minmax(0,1fr); }
  .feature-grid{ grid-template-columns:repeat(2, minmax(0,1fr)); }
  .feature-card{ aspect-ratio:4/5; }
}

@media (max-width:540px){
  .quick-access-grid{ grid-template-columns:minmax(0,1fr); }
  .quick-access-wrap{ margin-top:-30px; }
  .services-grid{ grid-template-columns:minmax(0,1fr); }
  .feature-grid{ grid-template-columns:minmax(0,1fr); }
  .achievements-grid{ grid-template-columns:minmax(0,1fr); }
  .about-stats{ grid-template-columns:minmax(0,1fr); }
  .footer-top{ grid-template-columns:minmax(0,1fr); }
  .footer-bottom{ flex-direction:column; align-items:flex-start; }
  .security-mark{ margin-left:0; }
}


/* ==========================================================================
   PÁGINAS INTERNAS
   ========================================================================== */

/* ---------- Encabezado de página ---------- */
.page-header{
  background:linear-gradient(180deg, var(--red-soft) 0%, #fff 100%);
  border-bottom:1px solid var(--line);
  padding-top:clamp(36px, 4.5vw, 62px);
  padding-bottom:clamp(30px, 4vw, 52px);
}
.page-header h1{
  font-size:clamp(27px, 3.2vw, 42px);
  margin-top:8px;
  max-width:22ch;
}
.page-header p{
  color:var(--ink-soft);
  font-size:16.5px;
  max-width:62ch;
  margin-top:14px;
}

.breadcrumb{
  font-size:13.5px;
  color:var(--muted);
  font-weight:500;
}
.breadcrumb a{ color:var(--red); font-weight:600; }

/* ---------- Pestañas de ancla ---------- */
.tabs-nav{
  display:flex;
  flex-wrap:wrap;
  gap:8px;
  padding:6px;
  background:var(--soft);
  border-radius:var(--pill);
  width:max-content;
  max-width:100%;
  margin-bottom:clamp(24px, 3vw, 40px);
}
.tabs-nav a{
  padding:10px 20px;
  border-radius:var(--pill);
  font-size:14.5px;
  font-weight:600;
  color:var(--ink-soft);
  transition:background .22s var(--ease), color .22s var(--ease), box-shadow .22s var(--ease);
}
.tabs-nav a:hover{ background:#fff; color:var(--red); box-shadow:var(--sh-sm); }

.product-section-anchor{ scroll-margin-top:calc(var(--header) + 52px); }

.category-tag{
  display:inline-block;
  font-size:12.5px;
  font-weight:700;
  letter-spacing:.08em;
  text-transform:uppercase;
  color:var(--red);
  background:var(--red-soft);
  padding:7px 15px;
  border-radius:var(--pill);
  margin-bottom:14px;
}
.tag{
  display:inline-block;
  font-size:11.5px;
  font-weight:700;
  letter-spacing:.07em;
  text-transform:uppercase;
  background:var(--red);
  color:#fff;
  padding:5px 12px;
  border-radius:var(--pill);
}
.badge-pill{
  display:inline-flex;
  align-items:center;
  gap:8px;
  font-size:13px;
  font-weight:600;
  color:var(--red);
  background:var(--red-soft);
  padding:8px 16px;
  border-radius:var(--pill);
}
.text-muted{ color:var(--muted); }
.center{ text-align:center; }
.mx-auto{ margin-left:auto; margin-right:auto; }
.mt-0{ margin-top:0; }

/* ---------- Botones sueltos usados en páginas internas ---------- */
.btn-outline{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:8px;
  padding:12px 22px;
  border:1.5px solid var(--line);
  border-radius:var(--pill);
  background:#fff;
  color:var(--ink);
  font-size:14.5px;
  font-weight:600;
  cursor:pointer;
  width:max-content;
  transition:background .22s var(--ease), color .22s var(--ease), border-color .22s var(--ease), box-shadow .22s var(--ease);
}
.btn-outline:hover{ background:var(--red-soft); border-color:var(--red); color:var(--red); }
button.btn-more{ background:none; border:0; padding:0; cursor:pointer; }
.btn-submit{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:9px;
  padding:15px 30px;
  border:0;
  border-radius:var(--pill);
  background:var(--red);
  color:#fff;
  font-size:15px;
  font-weight:600;
  cursor:pointer;
  transition:background .22s var(--ease), transform .22s var(--ease), box-shadow .22s var(--ease);
}
.btn-submit:hover{ background:var(--red-dark); transform:translateY(-2px); box-shadow:0 10px 22px rgba(185,31,43,.24); }

/* ---------- Fotografías con leyenda ---------- */
.photo-showcase-grid{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:20px;
}
.photo-feature{
  position:relative;
  border-radius:var(--r-lg);
  overflow:hidden;
  box-shadow:var(--sh-sm);
  height:clamp(240px, 26vw, 320px);
}
.photo-feature img{ width:100%; height:100%; object-fit:cover; transition:transform .7s var(--ease); }
.photo-feature:hover img{ transform:scale(1.04); }
.photo-feature::after{
  content:"";
  position:absolute; inset:0;
  background:linear-gradient(180deg, rgba(20,22,27,0) 40%, rgba(20,22,27,.8) 100%);
}
.photo-feature-caption{
  position:absolute;
  left:24px; right:24px; bottom:22px;
  z-index:2;
  color:#fff;
}
.photo-feature-caption h4{ color:#fff; font-size:19px; margin:10px 0 4px; }
.photo-feature-caption p{ color:rgba(255,255,255,.85); font-size:14.5px; margin:0; max-width:46ch; }
.photo-feature-frame{ position:relative; }
.photo-feature-frame::before{
  content:"";
  position:absolute;
  width:100%; height:100%;
  border-radius:var(--r-lg);
  background:var(--red-soft);
  z-index:-1;
}
.photo-feature-frame{ isolation:isolate; }
.photo-feature-frame.frame-tl::before{ top:-14px; left:-14px; }
.photo-feature-frame.frame-br::before{ bottom:-14px; right:-14px; }
.protected-media, .watermark{ position:relative; }

/* ---------- Tarjetas de producto ---------- */
.product-detail-grid{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:20px;
  margin-top:clamp(22px, 3vw, 34px);
}
.product-detail-grid-compact{ grid-template-columns:repeat(3, minmax(0,1fr)); }
.product-detail-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-lg);
  padding:clamp(24px, 2.6vw, 34px);
  display:flex;
  flex-direction:column;
  gap:10px;
  transition:transform .25s var(--ease), box-shadow .25s var(--ease), border-color .25s var(--ease);
}
.product-detail-card:hover{ transform:translateY(-4px); box-shadow:var(--sh); border-color:rgba(185,31,43,.35); }
.product-detail-card h3{ font-size:19px; }
.product-detail-card > p{ color:var(--muted); font-size:15px; margin:0; }
.product-detail-card ul{ display:grid; gap:9px; margin:6px 0 10px; }
.product-detail-card li{
  position:relative;
  padding-left:26px;
  font-size:14.5px;
  color:var(--ink-soft);
}
.product-detail-card li::before{
  content:"";
  position:absolute;
  left:0; top:7px;
  width:15px; height:9px;
  border-left:2px solid var(--red);
  border-bottom:2px solid var(--red);
  transform:rotate(-45deg);
}
.product-detail-card .btn-more{ margin-top:auto; }

/* ---------- Nosotros ---------- */
.story-section{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:clamp(28px, 4vw, 64px);
  align-items:center;
}
.story-media{ position:relative; }
.story-photo{ border-radius:var(--r-xl); overflow:hidden; box-shadow:var(--sh); }
.story-photo img{ width:100%; aspect-ratio:4/3; object-fit:cover; }
.story-photo-ring{ position:relative; }
.story-photo-ring::before{
  content:"";
  position:absolute;
  inset:-16px -16px 16px 16px;
  border-radius:var(--r-xl);
  background:var(--red-soft);
  z-index:-1;
}
.story-photo-ring{ isolation:isolate; }
.story-check-list{ display:grid; gap:12px; margin:20px 0 0; }
.story-check-item{ display:flex; gap:12px; align-items:flex-start; font-size:15.5px; }
.story-check-item svg{ width:19px; height:19px; stroke:var(--red); stroke-width:2; fill:none; flex:none; margin-top:4px; }

.mv-grid{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:20px;
}
.mv-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-lg);
  padding:clamp(24px, 2.6vw, 36px);
  transition:transform .25s var(--ease), box-shadow .25s var(--ease);
}
.mv-card:hover{ transform:translateY(-4px); box-shadow:var(--sh); }
.mv-card h3{ font-size:20px; margin-bottom:10px; }
.mv-card p{ color:var(--muted); margin:0; }

.objectives-grid{
  display:grid;
  grid-template-columns:repeat(3, minmax(0,1fr));
  gap:18px;
}
.objective-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-lg);
  padding:26px 24px;
  transition:transform .25s var(--ease), box-shadow .25s var(--ease), border-color .25s var(--ease);
}
.objective-card:hover{ transform:translateY(-4px); box-shadow:var(--sh); border-color:rgba(185,31,43,.35); }
.objective-card h3, .objective-card h4{ font-size:17px; margin-bottom:8px; }
.objective-card p{ color:var(--muted); font-size:14.5px; margin:0; }
.objective-icon{
  width:48px; height:48px;
  border-radius:var(--pill);
  background:var(--red);
  display:grid; place-items:center;
  margin-bottom:14px;
  box-shadow:0 6px 16px rgba(185,31,43,.26);
  transition:transform .3s var(--ease);
}
.objective-card:hover .objective-icon{ transform:scale(1.08) rotate(-4deg); }
.objective-icon svg{ width:22px; height:22px; stroke:#fff; stroke-width:1.8; fill:none; }

.stats-band{
  background:var(--red);
  border-radius:var(--r-xl);
  padding:clamp(26px, 3vw, 40px);
  display:grid;
  grid-template-columns:repeat(auto-fit, minmax(128px, 1fr));
  gap:20px 18px;
}
.stats-band .stat-item{ color:#fff; }
.stats-band .stat-number{
  display:block;
  font-size:clamp(26px, 2.6vw, 36px);
  font-weight:800;
  line-height:1.1;
  letter-spacing:-.02em;
}
.stats-band .stat-label{
  display:block;
  font-size:13px;
  color:rgba(255,255,255,.85);
  margin-top:4px;
}

.transparency-cta{
  display:flex;
  flex-wrap:wrap;
  align-items:center;
  justify-content:space-between;
  gap:22px;
  background:var(--soft);
  border-radius:var(--r-xl);
  padding:clamp(26px, 3vw, 40px);
}
.transparency-cta h3{ font-size:clamp(20px, 2.2vw, 26px); max-width:34ch; }
.transparency-cta p{ color:var(--muted); margin:8px 0 0; max-width:52ch; }

/* about-section (usado en Nosotros) */
.about-section{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:clamp(28px, 4vw, 60px);
  align-items:center;
}
.about-media{ position:relative; border-radius:var(--r-xl); overflow:hidden; box-shadow:var(--sh); }
.about-media img{ width:100%; aspect-ratio:4/3; object-fit:cover; transition:transform .7s var(--ease); }
.about-media:hover img{ transform:scale(1.04); }
.about-badge{
  position:absolute;
  left:20px; bottom:20px;
  background:var(--red);
  color:#fff;
  padding:16px 20px;
  border-radius:var(--r);
  box-shadow:var(--sh);
}
.about-badge-num{ font-size:30px; font-weight:800; line-height:1; }
.about-badge-label{ font-size:12px; font-weight:600; margin-top:5px; color:rgba(255,255,255,.9); }

/* ---------- Beneficios / canales ---------- */
.benefits-grid{
  display:grid;
  grid-template-columns:repeat(3, minmax(0,1fr));
  gap:18px;
}
.benefit-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-lg);
  padding:26px 24px;
  transition:transform .25s var(--ease), box-shadow .25s var(--ease), border-color .25s var(--ease);
}
.benefit-card:hover{ transform:translateY(-4px); box-shadow:var(--sh); border-color:rgba(185,31,43,.35); }
.benefit-card h3, .benefit-card h4{ font-size:17px; margin-bottom:8px; }
.benefit-card p{ color:var(--muted); font-size:14.5px; margin:0; }

.channel-grid{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:20px;
  margin-top:clamp(24px, 3vw, 36px);
}
.channel-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-xl);
  padding:clamp(26px, 3vw, 38px);
  display:flex;
  flex-direction:column;
  align-items:flex-start;
  gap:10px;
  transition:transform .25s var(--ease), box-shadow .25s var(--ease);
}
.channel-card:hover{ transform:translateY(-4px); box-shadow:var(--sh); }
.channel-card h3{ font-size:20px; }
.channel-card p{ color:var(--muted); margin:0 0 6px; }
.channel-icon{
  width:54px; height:54px;
  border-radius:var(--pill);
  background:var(--red);
  display:grid; place-items:center;
  margin-bottom:6px;
  box-shadow:0 6px 16px rgba(185,31,43,.26);
  transition:transform .3s var(--ease);
}
.channel-card:hover .channel-icon{ transform:scale(1.08) rotate(-4deg); }
.channel-icon svg{ width:24px; height:24px; stroke:#fff; stroke-width:1.8; fill:none; }

/* ---------- Banda "estamos cerca de ti" ---------- */
.near-band-full{ background:var(--soft); }
.near-band-grid{
  max-width:var(--max);
  margin:0 auto;
  padding:0 24px;
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:clamp(28px, 4vw, 60px);
  align-items:center;
  padding-block:clamp(36px, 4.5vw, 64px);
}
.near-band-media{ border-radius:var(--r-xl); overflow:hidden; box-shadow:var(--sh); }
.near-band-media img{ width:100%; aspect-ratio:4/3; object-fit:cover; }
.near-band-content h1{ font-size:clamp(27px, 3.2vw, 40px); margin-top:10px; }
.near-band-content p{ color:var(--ink-soft); font-size:16.5px; max-width:52ch; }
.near-band-divider{ display:flex; align-items:center; gap:8px; margin:16px 0 18px; }
.near-band-divider span{ width:44px; height:3px; border-radius:2px; background:var(--red); }
.near-band-divider i{ width:10px; height:3px; border-radius:2px; background:var(--red-soft); }

/* ---------- Horarios ---------- */
.hours-banner{
  display:flex;
  flex-wrap:wrap;
  align-items:center;
  gap:20px 40px;
  background:var(--red-soft);
  border-radius:var(--r-xl);
  padding:clamp(22px, 2.6vw, 32px);
}
.hours-banner-label{
  display:flex;
  align-items:center;
  gap:10px;
  font-size:16px;
  font-weight:700;
  color:var(--red);
}
.hours-banner-label svg{ width:20px; height:20px; stroke:var(--red); stroke-width:1.8; fill:none; }
.hours-banner-items{ display:flex; flex-wrap:wrap; gap:14px 40px; margin-left:auto; }
.hours-banner-item{ display:flex; flex-direction:column; }
.hours-banner-item strong{ font-size:14px; color:var(--ink); }
.hours-banner-item span{ font-size:14px; color:var(--muted); }

/* ---------- Localizador de agencias ---------- */
.locator-toolbar{
  display:flex;
  flex-wrap:wrap;
  align-items:center;
  gap:12px;
  margin-bottom:20px;
}
.locator-toolbar label{ font-size:14px; font-weight:600; color:var(--ink); }
.locator-toolbar select{
  padding:11px 16px;
  border:1.5px solid var(--line);
  border-radius:var(--pill);
  background:#fff;
  font-family:inherit;
  font-size:14.5px;
  color:var(--ink);
  cursor:pointer;
}
.locator-toolbar select:focus-visible{ border-color:var(--red); }
.locator-count{
  font-size:13px;
  font-weight:600;
  color:var(--red);
  background:var(--red-soft);
  padding:7px 14px;
  border-radius:var(--pill);
}
.locator-grid{
  display:grid;
  grid-template-columns:minmax(0,1.15fr) minmax(0,1fr);
  gap:20px;
  align-items:start;
}
.locator-map{
  min-height:440px;
  height:100%;
  border-radius:var(--r-xl);
  overflow:hidden;
  background:var(--soft);
  border:1px solid var(--line);
  font-size:14px;
  color:var(--muted);
}
.locator-list{
  display:grid;
  gap:14px;
  max-height:520px;
  overflow-y:auto;
  padding-right:4px;
}
.locator-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-lg);
  padding:22px 24px;
  transition:border-color .22s var(--ease), box-shadow .22s var(--ease);
}
.locator-card:hover, .locator-card.is-open{ border-color:rgba(185,31,43,.4); box-shadow:var(--sh-sm); }
.locator-card h3{ font-size:18px; margin:10px 0 12px; }
.agency-badge{
  display:inline-block;
  font-size:11.5px;
  font-weight:700;
  letter-spacing:.06em;
  text-transform:uppercase;
  color:var(--red);
  background:var(--red-soft);
  padding:5px 12px;
  border-radius:var(--pill);
}
.agency-info-item{
  display:flex;
  gap:10px;
  align-items:flex-start;
  font-size:14px;
  color:var(--ink-soft);
  margin-bottom:9px;
}
.agency-info-item svg{ width:17px; height:17px; stroke:var(--red); stroke-width:1.8; fill:none; flex:none; margin-top:3px; }
.agency-info-item a{ color:var(--ink-soft); }
.agency-info-item a:hover{ color:var(--red); }
.locator-card .btn-outline{ margin-top:6px; }

/* ---------- Formularios ---------- */
.contact-form-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-xl);
  box-shadow:var(--sh-sm);
  padding:clamp(26px, 3.2vw, 44px);
}
.form-row{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:16px;
}
.form-group{ margin-bottom:18px; display:flex; flex-direction:column; gap:7px; }
.form-group label{ font-size:14px; font-weight:600; color:var(--ink); }
.form-group input,
.form-group select,
.form-group textarea{
  width:100%;
  padding:13px 16px;
  border:1.5px solid var(--line);
  border-radius:var(--r-sm);
  background:#fff;
  font-family:inherit;
  font-size:15px;
  color:var(--ink);
  transition:border-color .2s var(--ease), box-shadow .2s var(--ease);
}
.form-group textarea{ min-height:130px; resize:vertical; }
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus{
  border-color:var(--red);
  box-shadow:0 0 0 3px rgba(185,31,43,.12);
  outline:none;
}
.field-hint{ font-size:13px; color:var(--muted); }
.form-checkbox-row{
  display:flex;
  gap:11px;
  align-items:flex-start;
  margin:6px 0 22px;
  font-size:14px;
  color:var(--ink-soft);
}
.form-checkbox-row input{ width:18px; height:18px; margin-top:2px; accent-color:var(--red); flex:none; }
.form-legal-text{
  background:var(--soft);
  border-radius:var(--r);
  padding:18px 20px;
  font-size:13.5px;
  color:var(--ink-soft);
  margin-bottom:20px;
  max-height:220px;
  overflow-y:auto;
}
.form-note{ font-size:13px; color:var(--muted); margin:14px 0 0; }
.form-status{ font-size:14.5px; font-weight:600; margin-top:14px; }
.form-status.is-ok{ color:#1c7a45; }
.form-status.is-error{ color:var(--red); }
.hp-field{ position:absolute; left:-9999px; opacity:0; pointer-events:none; }

/* ---------- Acordeón (Transparencia) ---------- */
.accordion-list{ display:grid; gap:12px; }
.accordion-item{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-lg);
  overflow:hidden;
  transition:border-color .22s var(--ease), box-shadow .22s var(--ease);
}
.accordion-item.is-open{ border-color:rgba(185,31,43,.4); box-shadow:var(--sh-sm); }
.accordion-trigger{
  width:100%;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:16px;
  padding:20px 24px;
  background:#fff;
  border:0;
  text-align:left;
  font-family:inherit;
  font-size:16.5px;
  font-weight:600;
  color:var(--ink);
  cursor:pointer;
  transition:background .22s var(--ease), color .22s var(--ease);
}
.accordion-trigger:hover{ background:var(--red-soft); color:var(--red); }
.accordion-item.is-open .accordion-trigger{ color:var(--red); }
.accordion-icon{
  width:34px; height:34px;
  flex:none;
  border-radius:var(--pill);
  background:var(--red-soft);
  position:relative;
  transition:background .22s var(--ease), transform .3s var(--ease);
}
.accordion-icon{ display:grid; place-items:center; }
.accordion-icon svg{ width:16px; height:16px; stroke:var(--red); stroke-width:2.2; fill:none; transition:transform .3s var(--ease), stroke .22s var(--ease); }
.accordion-item.is-open .accordion-icon{ background:var(--red); }
.accordion-item.is-open .accordion-icon svg{ stroke:#fff; transform:rotate(180deg); }
.accordion-trigger:hover .accordion-icon{ background:var(--red); }
.accordion-trigger:hover .accordion-icon svg{ stroke:#fff; }
.accordion-panel{
  max-height:0;
  overflow:hidden;
  transition:max-height .35s var(--ease);
}
.accordion-item.is-open .accordion-panel{ max-height:1600px; }
.accordion-panel-inner{ padding:0 24px 22px; }
.accordion-body{ display:grid; gap:10px; }
.accordion-body a{
  display:flex;
  align-items:center;
  gap:10px;
  padding:12px 16px;
  border:1px solid var(--line);
  border-radius:var(--r-sm);
  font-size:14.5px;
  font-weight:500;
  color:var(--ink-soft);
  transition:background .2s var(--ease), border-color .2s var(--ease), color .2s var(--ease);
}
.accordion-body a:hover{ background:var(--red-soft); border-color:rgba(185,31,43,.4); color:var(--red); }
.accordion-body a svg{ width:17px; height:17px; stroke:var(--red); stroke-width:1.8; fill:none; flex:none; }
.accordion-body p{ color:var(--muted); font-size:14.5px; }
.code{
  font-family:ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size:13px;
  background:var(--soft);
  padding:3px 8px;
  border-radius:6px;
  color:var(--ink);
}

/* ---------- Simuladores ---------- */
.simulator-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-xl);
  box-shadow:var(--sh-sm);
  padding:clamp(26px, 3.2vw, 44px);
}
.simulator-grid{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:clamp(24px, 3vw, 44px);
  align-items:start;
}
.sim-field{ margin-bottom:22px; }
.sim-field > label{
  display:block;
  font-size:14px;
  font-weight:600;
  color:var(--ink);
  margin-bottom:8px;
}
.sim-field input,
.sim-field select{
  width:100%;
  padding:14px 16px;
  border:1.5px solid var(--line);
  border-radius:var(--r-sm);
  background:#fff;
  font-family:inherit;
  font-size:16px;
  color:var(--ink);
  transition:border-color .2s var(--ease), box-shadow .2s var(--ease);
}
.sim-field input:focus,
.sim-field select:focus{
  border-color:var(--red);
  box-shadow:0 0 0 3px rgba(185,31,43,.12);
  outline:none;
}
.sim-type-select{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:10px;
}
.sim-type-option{
  padding:14px 18px;
  border:1.5px solid var(--line);
  border-radius:var(--r-sm);
  background:#fff;
  font-size:15px;
  font-weight:600;
  color:var(--ink-soft);
  cursor:pointer;
  transition:border-color .22s var(--ease), background .22s var(--ease), color .22s var(--ease);
}
.sim-type-option:hover{ border-color:rgba(185,31,43,.5); color:var(--red); }
.sim-type-option[aria-checked="true"]{
  border-color:var(--red);
  background:var(--red-soft);
  color:var(--red);
}
.sim-actions{ display:flex; flex-wrap:wrap; align-items:center; gap:14px 22px; margin-top:6px; }
.sim-actions .btn-more{ padding:14px 28px; border-radius:var(--pill); background:var(--red); color:#fff; }
.sim-actions .btn-more::after{ content:"→"; }
.sim-actions .btn-more:hover{ background:var(--red-dark); color:#fff; }
.sim-error{
  font-size:14px;
  font-weight:600;
  color:var(--red);
  background:var(--red-soft);
  padding:12px 16px;
  border-radius:var(--r-sm);
  margin:0 0 16px;
}
.sim-callout{
  display:flex;
  flex-wrap:wrap;
  align-items:center;
  gap:10px;
  margin-top:12px;
  padding:14px 16px;
  background:var(--red-soft);
  border-radius:var(--r-sm);
  font-size:14px;
  color:var(--ink-soft);
}
.sim-callout{ display:none; }
.sim-callout.show{ display:flex; }
.sim-callout-badge{
  font-size:11.5px;
  font-weight:700;
  letter-spacing:.06em;
  text-transform:uppercase;
  background:var(--red);
  color:#fff;
  padding:4px 11px;
  border-radius:var(--pill);
}
.sim-summary-card{
  background:var(--soft);
  border-radius:var(--r-lg);
  padding:clamp(22px, 2.6vw, 32px);
}
.sim-cuota-label{ font-size:13.5px; font-weight:600; color:var(--muted); }
.sim-cuota-value{
  font-size:clamp(32px, 4vw, 46px);
  font-weight:800;
  color:var(--red);
  line-height:1.1;
  letter-spacing:-.02em;
  margin-top:4px;
}
.sim-summary-mini{
  display:grid;
  grid-template-columns:repeat(3, minmax(0,1fr));
  gap:12px;
  margin-top:20px;
  padding-top:18px;
  border-top:1px solid var(--line);
}
.sim-summary-mini strong{ display:block; font-size:16px; color:var(--ink); font-weight:700; }
.sim-summary-mini span{ display:block; font-size:12.5px; color:var(--muted); margin-top:2px; }
.sim-summary-tags{ display:flex; flex-wrap:wrap; gap:9px; margin-top:18px; }
.sim-summary-tags span{
  font-size:12.5px;
  font-weight:600;
  color:var(--red);
  background:#fff;
  border:1px solid rgba(185,31,43,.3);
  padding:6px 13px;
  border-radius:var(--pill);
}
.sim-badge-retencion{
  display:inline-block;
  font-size:12px;
  font-weight:600;
  color:var(--red);
  background:var(--red-soft);
  padding:6px 13px;
  border-radius:var(--pill);
  margin-top:12px;
}
.sim-badge-retencion[hidden]{ display:none; }
.sim-detail-table{
  width:100%;
  border-collapse:collapse;
  margin-top:18px;
  font-size:14.5px;
}
.sim-detail-table td{ padding:12px 4px; border-bottom:1px solid var(--line); }
.sim-detail-table td:last-child{ text-align:right; font-weight:700; color:var(--ink); }
.sim-detail-table tr:last-child td{ border-bottom:0; color:var(--red); }
.amort-table-wrap{
  margin-top:26px;
  border:1px solid var(--line);
  border-radius:var(--r-lg);
  overflow:auto;
  max-height:480px;
}
.amort-table{ width:100%; border-collapse:collapse; font-size:14px; min-width:600px; }
.amort-table th{
  position:sticky; top:0;
  background:var(--soft);
  padding:13px 14px;
  text-align:left;
  font-size:12.5px;
  font-weight:700;
  letter-spacing:.04em;
  text-transform:uppercase;
  color:var(--muted);
  border-bottom:1px solid var(--line);
}
.amort-table td{ padding:12px 14px; border-bottom:1px solid var(--line); }
.amort-table tbody tr:hover{ background:var(--red-soft); }
.sim-disclaimer{
  display:flex;
  gap:12px;
  align-items:flex-start;
  margin-top:26px;
  padding-top:22px;
  border-top:1px solid var(--line);
}
.sim-disclaimer svg{ width:20px; height:20px; stroke:var(--red); stroke-width:1.8; fill:none; flex:none; margin-top:2px; }
.sim-disclaimer p{ font-size:13.5px; color:var(--muted); margin:0; }

/* ---------- ManantiApp ---------- */
.app-hero{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:clamp(28px, 4vw, 60px);
  align-items:center;
}
.app-feature-grid{
  display:grid;
  grid-template-columns:repeat(3, minmax(0,1fr));
  gap:18px;
}
.phone-mockup{
  width:270px;
  max-width:100%;
  margin:0 auto;
  aspect-ratio:9/18;
  background:var(--ink);
  border-radius:38px;
  padding:12px;
  box-shadow:var(--sh-lg);
}
.phone-mockup-screen{
  width:100%; height:100%;
  border-radius:28px;
  overflow:hidden;
  background:var(--soft);
}
.phone-mockup-screen img{ width:100%; height:100%; object-fit:cover; }
.app-store-row{ display:flex; flex-wrap:wrap; gap:12px; margin-top:22px; }
.store-badge{
  display:inline-flex;
  align-items:center;
  gap:10px;
  padding:13px 22px;
  border-radius:var(--pill);
  background:var(--ink);
  color:#fff;
  font-size:14.5px;
  font-weight:600;
  transition:background .22s var(--ease), transform .22s var(--ease);
}
.store-badge:hover{ background:var(--red); color:#fff; transform:translateY(-2px); }
.store-badge svg{ width:20px; height:20px; stroke:currentColor; stroke-width:1.8; fill:none; }

/* ---------- Franja de seguridad ---------- */
.security-strip{
  display:flex;
  flex-wrap:wrap;
  align-items:center;
  gap:14px 26px;
  background:var(--soft);
  border-radius:var(--r-xl);
  padding:22px 26px;
  font-size:14.5px;
  color:var(--ink-soft);
}
.security-strip svg{ width:20px; height:20px; stroke:var(--red); stroke-width:1.8; fill:none; flex:none; }

/* ---------- Página 404 ---------- */
.error-page{
  text-align:center;
  max-width:620px;
  margin:0 auto;
  padding-block:clamp(56px, 8vw, 110px);
}
.error-page h1{ font-size:clamp(64px, 10vw, 120px); color:var(--red); line-height:1; }
.error-page h2{ font-size:clamp(22px, 2.4vw, 30px); margin:14px 0 12px; }
.error-page p{ color:var(--muted); margin-bottom:26px; }

/* ---------- Bandas de sección reutilizadas ---------- */
.services-section{ background:var(--soft); }
.achievements-section{ background:var(--soft); padding-block:clamp(56px, 7vw, 96px); }

/* ---------- Adaptación páginas internas ---------- */
@media (max-width:1000px){
  .product-detail-grid, .product-detail-grid-compact,
  .photo-showcase-grid, .story-section, .mv-grid, .about-section,
  .objectives-grid, .benefits-grid, .channel-grid, .app-hero,
  .app-feature-grid, .locator-grid, .simulator-grid, .near-band-grid{
    grid-template-columns:minmax(0,1fr);
  }
  .stats-band{ grid-template-columns:repeat(auto-fit, minmax(112px, 1fr)); gap:16px 12px; }
  .locator-list{ max-height:none; }
  .locator-map{ min-height:320px; }
  .near-band-media{ order:-1; }
  .story-media{ order:-1; }
}

@media (max-width:620px){
  .form-row{ grid-template-columns:minmax(0,1fr); }
  .sim-type-select{ grid-template-columns:minmax(0,1fr); }
  .sim-summary-mini{ grid-template-columns:minmax(0,1fr); }
  .stats-band{ grid-template-columns:repeat(2, minmax(0,1fr)); }
  .hours-banner-items{ margin-left:0; }
  .tabs-nav{ width:100%; justify-content:center; }
}


/* ==========================================================================
   Pie de página — columnas claras + barra institucional
   ========================================================================== */
.site-footer{ background:#fff; }
.footer-top{ border-top:0; }
.footer-col h5{
  font-size:16px;
  font-weight:700;
  letter-spacing:0;
  text-transform:none;
  color:var(--red);
  padding-bottom:12px;
  border-bottom:1px solid var(--line);
  margin-bottom:16px;
}

.footer-bar{ background:var(--red); color:#fff; }
.footer-bar-inner{
  display:flex;
  flex-wrap:wrap;
  align-items:center;
  gap:18px 32px;
  padding-block:18px;
}
.footer-bar-brand{
  background:#fff;
  border-radius:var(--r-sm);
  padding:8px 14px;
  display:block;
  flex:none;
}
.footer-bar-brand img{ height:34px; width:auto; }
.footer-bar-nav{
  display:flex;
  flex-wrap:wrap;
  gap:10px 26px;
  margin-left:auto;
}
.footer-bar-nav a{
  color:#fff;
  font-size:14.5px;
  font-weight:600;
  padding-bottom:2px;
  border-bottom:2px solid transparent;
  transition:border-color .2s var(--ease);
}
.footer-bar-nav a:hover{ color:#fff; border-bottom-color:#fff; }
.footer-bar-cta{
  display:inline-flex;
  align-items:center;
  gap:9px;
  background:#fff;
  color:var(--red);
  padding:12px 22px;
  border-radius:var(--pill);
  font-size:14px;
  font-weight:700;
  flex:none;
  transition:background .22s var(--ease), color .22s var(--ease);
}
.footer-bar-cta:hover{ background:var(--ink); color:#fff; }
.footer-bar-cta svg{ width:16px; height:16px; stroke:currentColor; stroke-width:1.8; fill:none; }

.footer-bar .footer-bottom{
  border-top:1px solid rgba(255,255,255,.28);
  color:rgba(255,255,255,.8);
}
.footer-bar .footer-legal a,
.footer-bar .footer-bottom a{ color:rgba(255,255,255,.85); }
.footer-bar .footer-legal a:hover{ color:#fff; }

@media (max-width:860px){
  .footer-bar-nav{ margin-left:0; order:3; width:100%; }
  .footer-bar-cta{ margin-left:auto; }
}


/* ---------- Íconos: base defensiva ---------- */
[class*="-icon"] svg{ width:22px; height:22px; fill:none; }
.value-icon{
  width:48px; height:48px;
  border-radius:var(--pill);
  background:var(--red);
  display:grid; place-items:center;
  margin-bottom:16px;
  box-shadow:0 6px 16px rgba(185,31,43,.26);
  transition:transform .3s var(--ease);
}
.mv-card:hover .value-icon, .value-chip:hover .value-icon{ transform:scale(1.08) rotate(-4deg); }
.value-icon svg{ width:22px; height:22px; stroke:#fff; stroke-width:1.8; fill:none; }
.value-grid{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:18px;
  margin-top:22px;
}
.value-chip{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-lg);
  padding:24px;
}
.value-title{ font-size:17px; font-weight:700; color:var(--ink); margin-bottom:8px; }
.value-chip p{ font-size:14.5px; color:var(--muted); margin:0; }
@media (max-width:620px){ .value-grid{ grid-template-columns:minmax(0,1fr); } }

.contact-grid{
  display:grid;
  grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);
  gap:clamp(24px, 3.4vw, 48px);
  align-items:start;
}
@media (max-width:1000px){ .contact-grid{ grid-template-columns:minmax(0,1fr); } }


/* ==========================================================================
   Íconos — regla final: glifo blanco sobre los círculos rojos
   ========================================================================== */
.qc-icon svg,
.service-icon svg,
.objective-icon svg,
.channel-icon svg,
.value-icon svg{ stroke:#fff; fill:none; stroke-width:1.8; }
.qc-icon svg *,
.service-icon svg *,
.objective-icon svg *,
.channel-icon svg *,
.value-icon svg *{ stroke:#fff; fill:none; }

/* Íconos sin círculo rojo: trazo rojo sobre fondo claro */
.contact-info-icon svg,
.contact-info-icon svg *{ stroke:var(--red); fill:none; }
.accordion-icon svg{ stroke:var(--red); fill:none; stroke-width:2.2; }
.accordion-item.is-open .accordion-icon svg,
.accordion-trigger:hover .accordion-icon svg{ stroke:#fff; }


/* ==========================================================================
   Paleta institucional — #9E1720 (bandas) · #B91F2B (acciones y títulos)
   ========================================================================== */
.topbar{ background:var(--red-deep); }
.about-band{ background:var(--red-deep); }
.stats-band{ background:var(--red-deep); }
.footer-bar{ background:var(--red-deep); }
.sr-only{ position:absolute; width:1px; height:1px; padding:0; margin:-1px; overflow:hidden; clip:rect(0,0,0,0); white-space:nowrap; border:0; }

/* Banner principal: piezas gráficas completas, sin recorte */
.md-hero-slider{ min-height:0; background:#1b1b1b; }
.md-slide{ min-height:0; aspect-ratio:1600/535; display:block; padding:0; }
.md-slide-img{ width:100%; height:100%; object-fit:cover; transform:scale(1.04); transition:transform 7s var(--ease); }
.md-slide.is-active .md-slide-img{ transform:scale(1); }
.md-slide-arrow{ top:50%; bottom:auto; transform:translateY(-50%); background:rgba(0,0,0,.28); }
.md-slide-arrow:hover{ background:#fff; color:var(--red); }
.md-arrow-prev{ left:clamp(12px, 2vw, 28px); }
.md-arrow-next{ left:auto; right:clamp(12px, 2vw, 28px); }
.md-slide-dots{ left:50%; transform:translateX(-50%); bottom:auto; top:12px; }
.quick-access-wrap{ margin-top:calc(-1 * min(46px, 100vw * 535 / 1600 * 0.09)); }

/* Accesos rápidos: título en rojo institucional */
.quick-card{ color:var(--red); }
.quick-card:hover{ color:var(--red); }
.quick-card small{ color:var(--muted); }

/* Servicios con fotografía: título grande sobre la imagen */
.feature-card-label strong{ font-size:clamp(20px, 1.9vw, 26px); font-weight:700; }

/* Banda "Respaldan nuestra gestión" según modelo */
.about-band-copy .subtitle{ background:transparent; border:1.5px solid rgba(255,255,255,.85); color:#fff; }

@media (max-width:760px){
  .quick-access-wrap{ margin-top:18px; }
  .md-slide-arrow{ width:32px; height:32px; font-size:18px; }
  .md-slide-dots{ bottom:8px; }
}

/* ManantiApp: tratamiento más moderno sobre la fotografía */
.phone-mockup{ background:linear-gradient(160deg, #B91F2B, #9E1720); box-shadow:0 30px 60px rgba(158,23,32,.35); }
.phone-mockup-screen img{ filter:saturate(1.08) contrast(1.04); }

.phone-mockup-screen{ position:relative; }
.phone-mockup-screen::after{ content:""; position:absolute; inset:0; background:linear-gradient(180deg, rgba(158,23,32,0) 45%, rgba(110,14,22,.92) 100%); pointer-events:none; }
.phone-mockup-screen strong,
.phone-mockup-screen span{ position:absolute; left:20px; right:20px; z-index:2; color:#fff; }
.phone-mockup-screen strong{ bottom:54px; font-size:24px; font-weight:800; letter-spacing:-.01em; }
.phone-mockup-screen span{ bottom:28px; font-size:13.5px; color:rgba(255,255,255,.92); }

.phone-mockup-screen img{ object-position:60% center; }
.store-badge{ white-space:nowrap; padding:11px 22px; }
.store-badge > span{ display:flex; flex-direction:column; line-height:1.15; }
.store-badge small{ font-size:11px; font-weight:500; opacity:.8; }
.store-badge strong{ font-size:15px; font-weight:700; }


/* ==========================================================================
   Educación Financiera — Yo Decido
   ========================================================================== */
.nav-edu{ display:inline-flex; align-items:center; gap:8px; color:var(--red) !important; font-weight:700 !important; }
.nav-edu-dot{ width:8px; height:8px; border-radius:50%; background:var(--red); box-shadow:0 0 0 0 rgba(185,31,43,.5); animation:eduPulse 2s infinite; }
@keyframes eduPulse{ 0%{ box-shadow:0 0 0 0 rgba(185,31,43,.45); } 70%{ box-shadow:0 0 0 8px rgba(185,31,43,0); } 100%{ box-shadow:0 0 0 0 rgba(185,31,43,0); } }

.edu-band{
  position:relative;
  display:grid;
  grid-template-columns:minmax(0,1fr) minmax(0,1.15fr);
  gap:clamp(28px,4vw,56px);
  align-items:center;
  padding:clamp(30px,4.2vw,60px);
  border-radius:var(--r-xl);
  background:
    radial-gradient(120% 90% at 100% 0%, rgba(255,255,255,.09) 0%, rgba(255,255,255,0) 55%),
    linear-gradient(135deg, #9E1720 0%, #7d1119 100%);
  color:#fff;
  overflow:hidden;
  isolation:isolate;
}
.edu-band::before{
  content:"";
  position:absolute;
  right:-120px; bottom:-160px;
  width:460px; height:460px;
  border-radius:50%;
  border:60px solid rgba(255,255,255,.05);
  z-index:-1;
}
.edu-kicker{
  display:inline-flex; align-items:center; gap:9px;
  font-size:12.5px; font-weight:700; letter-spacing:.1em; text-transform:uppercase;
  border:1.5px solid rgba(255,255,255,.7);
  padding:7px 15px; border-radius:var(--pill);
}
.edu-dot{ width:8px; height:8px; border-radius:50%; background:#fff; animation:eduPulseW 2s infinite; }
@keyframes eduPulseW{ 0%{ box-shadow:0 0 0 0 rgba(255,255,255,.6); } 70%{ box-shadow:0 0 0 8px rgba(255,255,255,0); } 100%{ box-shadow:0 0 0 0 rgba(255,255,255,0); } }
.edu-copy h2{
  color:#fff;
  font-size:clamp(40px,5.4vw,72px);
  font-weight:800;
  line-height:.95;
  letter-spacing:-.035em;
  margin:18px 0 0;
}
.edu-copy h2 span{
  display:block;
  font-size:clamp(14px,1.3vw,17px);
  font-weight:600;
  letter-spacing:.14em;
  text-transform:uppercase;
  color:rgba(255,255,255,.85);
  margin-top:12px;
}
.edu-copy > p{ color:rgba(255,255,255,.9); font-size:16px; max-width:46ch; margin:18px 0 0; }
.edu-steps{
  list-style:none; padding:0;
  display:grid; grid-template-columns:repeat(3,minmax(0,1fr));
  gap:10px; margin:24px 0 26px;
}
.edu-steps li{
  border-top:2px solid rgba(255,255,255,.35);
  padding-top:10px;
  font-size:14px; font-weight:600;
  transition:border-color .3s var(--ease);
}
.edu-band:hover .edu-steps li{ border-color:#fff; }
.edu-steps b{ display:block; font-size:12px; letter-spacing:.08em; color:rgba(255,255,255,.65); margin-bottom:4px; }
.edu-actions{ display:flex; flex-wrap:wrap; gap:12px; }
.edu-actions .btn-white{ color:var(--red-deep); }

.edu-screen{ position:relative; display:block; }
.edu-browser{
  display:block;
  background:#fff;
  border-radius:16px;
  overflow:hidden;
  box-shadow:0 30px 60px rgba(40,0,6,.45);
  transform:perspective(1400px) rotateY(-9deg) rotateX(3deg);
  transition:transform .6s var(--ease), box-shadow .6s var(--ease);
}
.edu-screen:hover .edu-browser{ transform:perspective(1400px) rotateY(0) rotateX(0) translateY(-4px); box-shadow:0 36px 70px rgba(40,0,6,.5); }
.edu-browser-bar{
  display:flex; align-items:center; gap:6px;
  padding:10px 14px;
  background:#f1f1f3;
  border-bottom:1px solid #e3e3e6;
}
.edu-browser-bar i{ width:9px; height:9px; border-radius:50%; background:#d6d6da; }
.edu-browser-bar i:first-child{ background:var(--red); }
.edu-browser-bar em{
  margin-left:10px; flex:1; min-width:0;
  font-style:normal; font-size:12px; color:#6b6f78;
  background:#fff; border-radius:var(--pill); padding:4px 12px;
  white-space:nowrap; overflow:hidden; text-overflow:ellipsis;
}
.edu-browser img{ width:100%; aspect-ratio:1420/540; object-fit:cover; }
.edu-badge{
  position:absolute;
  left:-14px; bottom:-18px;
  background:#fff; color:var(--red-deep);
  padding:14px 20px;
  border-radius:var(--r);
  box-shadow:var(--sh-lg);
  font-size:20px; font-weight:800; line-height:1.1;
  animation:eduFloat 4s ease-in-out infinite;
}
.edu-badge small{ display:block; font-size:12.5px; font-weight:600; color:var(--muted); margin-top:3px; }
@keyframes eduFloat{ 0%,100%{ transform:translateY(0); } 50%{ transform:translateY(-8px); } }

.edu-partners{
  display:flex; flex-wrap:wrap; align-items:center; justify-content:center;
  gap:12px 24px; margin-top:28px;
}
.edu-partners span{ font-size:12.5px; font-weight:700; letter-spacing:.1em; text-transform:uppercase; color:var(--muted); }
.edu-partners img{ height:44px; width:auto; max-width:100%; mix-blend-mode:multiply; }

@media (max-width:1000px){
  .edu-band{ grid-template-columns:minmax(0,1fr); }
  .edu-browser{ transform:none; }
  .edu-badge{ left:12px; }
}
@media (max-width:560px){
  .edu-steps{ grid-template-columns:minmax(0,1fr); }
  .edu-partners img{ height:auto; }
}
@media (prefers-reduced-motion:reduce){
  .nav-edu-dot,.edu-dot,.edu-badge{ animation:none; }
}

.edu-steps{ grid-template-columns:repeat(3,minmax(0,1fr)); row-gap:16px; }
.edu-steps li{ font-size:13.5px; line-height:1.35; }
.edu-help{ font-size:13.5px; color:rgba(255,255,255,.85); margin:18px 0 0; }
.edu-help a{ color:#fff; font-weight:600; border-bottom:1px solid rgba(255,255,255,.4); }
.edu-help a:hover{ color:#fff; border-bottom-color:#fff; }
@media (max-width:560px){ .edu-steps{ grid-template-columns:repeat(2,minmax(0,1fr)); } }

.edu-kicker{ white-space:nowrap; width:max-content; }
.md-hero-slider, .md-slide{ overflow:hidden; }

.edu-actions{ margin-top:26px; }


/* ==========================================================================
   ManantiApp — línea gráfica clara
   ========================================================================== */
.app-light-hero{
  background:linear-gradient(180deg, var(--red-soft) 0%, #fff 100%);
  border-bottom:1px solid var(--line);
  padding-block:clamp(40px,5vw,72px);
}
.app-hero-grid{
  display:grid;
  grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);
  gap:clamp(28px,4.5vw,64px);
  align-items:center;
}
.app-light-hero .breadcrumb{ margin-bottom:18px; }
.app-hero-copy h1{
  font-size:clamp(44px,6vw,80px);
  font-weight:800; letter-spacing:-.04em; line-height:.95;
  margin:14px 0 0; color:var(--ink);
}
.app-hero-sub{ font-size:clamp(18px,1.6vw,21px); color:var(--red); font-weight:700; margin:16px 0 0; max-width:32ch; }
.app-hero-lead{ color:var(--ink-soft); font-size:16px; margin:12px 0 0; max-width:52ch; }
.app-doubts{
  display:inline-flex; align-items:center; gap:10px;
  margin-top:18px;
  background:var(--red); color:#fff;
  padding:12px 20px; border-radius:var(--pill);
  font-size:14.5px; font-weight:700;
  box-shadow:0 10px 24px rgba(185,31,43,.25);
  transition:background .22s var(--ease), transform .22s var(--ease);
}
.app-doubts:hover{ background:var(--red-deep); color:#fff; transform:translateY(-2px); }
.app-doubts svg{ width:18px; height:18px; stroke:#fff; stroke-width:1.8; fill:none; }
.app-hero-card{
  border-radius:var(--r-xl);
  overflow:hidden;
  background:#fff;
  box-shadow:0 30px 60px rgba(158,23,32,.16), 0 0 0 1px var(--line);
  transform:rotate(1.2deg);
  transition:transform .5s var(--ease), box-shadow .5s var(--ease);
}
.app-hero-card:hover{ transform:rotate(0) translateY(-6px); box-shadow:0 36px 70px rgba(158,23,32,.2), 0 0 0 1px rgba(185,31,43,.3); }
.app-hero-card img{ width:100%; aspect-ratio:4/3; object-fit:cover; }

.app-showcase{ display:grid; grid-template-columns:repeat(2,minmax(0,1fr)); gap:22px; }
.app-show{
  margin:0; border-radius:var(--r-xl); overflow:hidden;
  background:#fff; box-shadow:var(--sh-sm), 0 0 0 1px var(--line);
  transition:transform .35s var(--ease), box-shadow .35s var(--ease);
}
.app-show:hover{ transform:translateY(-6px); box-shadow:var(--sh-lg), 0 0 0 1px rgba(185,31,43,.3); }
.app-show img{ width:100%; aspect-ratio:4/3; object-fit:cover; }

.tips-head{ display:flex; flex-wrap:wrap; align-items:flex-end; justify-content:space-between; gap:18px; margin-bottom:24px; }
.tips-head .section-title{ max-width:24ch; margin-top:10px; }
.tips-nav{ display:flex; gap:10px; }
.tips-btn{
  width:48px; height:48px; border-radius:50%;
  border:1.5px solid var(--line); background:#fff; cursor:pointer;
  display:grid; place-items:center;
  transition:background .22s var(--ease), border-color .22s var(--ease);
}
.tips-btn svg{ width:20px; height:20px; stroke:var(--red); stroke-width:2; fill:none; }
.tips-btn:hover{ background:var(--red); border-color:var(--red); }
.tips-btn:hover svg{ stroke:#fff; }
.tips-rail{
  display:flex; gap:18px;
  overflow-x:auto; scroll-snap-type:x mandatory;
  padding:6px 2px 18px;
  scrollbar-width:thin; scrollbar-color:var(--red) var(--soft);
}
.tip-card{
  flex:none; margin:0;
  height:clamp(300px,34vw,400px);
  scroll-snap-align:start;
  border-radius:var(--r-lg); overflow:hidden;
  box-shadow:var(--sh-sm);
  transition:transform .35s var(--ease), box-shadow .35s var(--ease);
}
.tip-sq{ aspect-ratio:1; }
.tip-pt{ aspect-ratio:1086/1448; }
.tip-card img{ width:100%; height:100%; object-fit:cover; }
.tip-card:hover{ transform:translateY(-6px); box-shadow:0 20px 40px rgba(158,23,32,.22); }

@media (max-width:1000px){
  .app-hero-grid{ grid-template-columns:minmax(0,1fr); }
  .app-hero-card{ transform:none; }
  .app-showcase{ grid-template-columns:minmax(0,1fr); }
}

.subtitle{ white-space:nowrap; width:max-content; max-width:100%; }


/* ==========================================================================
   Efectos de imagen — Inicio
   ========================================================================== */
/* Banner: entrada con barrido diagonal + zoom lento */
.md-slide{
  opacity:1; visibility:visible;
  clip-path:polygon(100% 0, 100% 0, 100% 100%, 100% 100%);
  transition:clip-path 0s 1.2s;
  z-index:1;
}
.md-slide.is-active{
  clip-path:polygon(-20% 0, 100% 0, 100% 100%, 0 100%);
  transition:clip-path 1.2s cubic-bezier(.77,0,.18,1);
  z-index:2;
}
.md-slide-img{ transform:scale(1.18); transition:transform 7.5s cubic-bezier(.2,.6,.2,1); }
.md-slide.is-active .md-slide-img{ transform:scale(1); }
.md-slide-arrow, .md-slide-dots{ z-index:5; }
.fx-progress{
  position:absolute; left:0; bottom:0; z-index:6;
  height:4px; width:100%;
  background:var(--red);
  transform-origin:left; transform:scaleX(0);
}
.fx-progress.run{ animation:fxBar 6s linear forwards; }
.fx-progress.paused{ animation-play-state:paused; }
@keyframes fxBar{ to{ transform:scaleX(1); } }

/* Revelado con cortina roja */
.fx-reveal{ position:relative; overflow:hidden; }
.fx-reveal::before{
  content:""; position:absolute; inset:0; z-index:4;
  background:var(--red);
  transform:scaleX(1); transform-origin:right;
  transition:transform .9s cubic-bezier(.77,0,.18,1);
  transition-delay:var(--fx-delay,0ms);
  pointer-events:none;
}
.fx-reveal > img, .fx-reveal img{
  transform:scale(1.25);
  transition:transform 1.6s cubic-bezier(.2,.7,.2,1);
  transition-delay:var(--fx-delay,0ms);
}
.fx-reveal.fx-in::before{ transform:scaleX(0); }
.fx-reveal.fx-in > img, .fx-reveal.fx-in img{ transform:scale(1); }
.edu-browser.fx-reveal{ overflow:hidden; }
.edu-browser.fx-reveal::before{ border-radius:16px; }

/* Tarjetas de servicios: 3D + brillo + zoom */
.feature-card{
  transform:perspective(900px) rotateX(var(--rx,0deg)) rotateY(var(--ry,0deg));
  transition:transform .5s cubic-bezier(.2,.7,.2,1), box-shadow .5s var(--ease);
  will-change:transform;
}
.feature-card.fx-tilt{ transition:transform .08s linear, box-shadow .3s var(--ease); box-shadow:0 30px 60px rgba(158,23,32,.28); }
.feature-card.fx-in:hover img{ transform:scale(1.1); transition:transform 1.2s cubic-bezier(.2,.7,.2,1); }
.fx-glare{
  position:absolute; inset:0; z-index:3; pointer-events:none;
  background:radial-gradient(circle at var(--gx,50%) var(--gy,50%), rgba(255,255,255,.35) 0%, rgba(255,255,255,0) 55%);
  opacity:0; transition:opacity .3s var(--ease);
}
.feature-card.fx-tilt .fx-glare{ opacity:1; }
.feature-card::after{
  content:""; position:absolute; inset:0; z-index:1; pointer-events:none;
  background:linear-gradient(180deg, rgba(20,22,27,0) 40%, rgba(20,22,27,.8) 100%);
  box-shadow:inset 0 0 0 0 rgba(158,23,32,0);
  transition:box-shadow .5s var(--ease);
}
.feature-card:hover::after{ box-shadow:inset 0 -200px 140px -60px rgba(158,23,32,.9); }
.feature-card-label{ position:absolute; left:22px; right:22px; bottom:20px; z-index:5; transition:transform .45s cubic-bezier(.2,.7,.2,1); }
.feature-card-label strong{ text-shadow:0 2px 12px rgba(0,0,0,.35); }
.feature-card:hover .feature-card-label{ transform:translateY(-8px); }

/* Parallax en fotografías grandes */
.about-band-media img, .app-band-media img{ will-change:transform; }
.about-band-media.fx-in img, .app-band-media.fx-in img{
  transform:translate3d(0,var(--py,0px),0) scale(1.14);
  transition:transform .15s linear;
}

@media (prefers-reduced-motion:reduce){
  .md-slide, .md-slide.is-active{ clip-path:none; transition:none; }
  .md-slide:not(.is-active){ opacity:0; visibility:hidden; }
  .fx-reveal::before{ display:none; }
  .fx-reveal img{ transform:none !important; }
}

.deposit-guarantee-banner a{ display:block; }


/* ==========================================================================
   Transparencia — centro de documentos
   ========================================================================== */
.doc-center{
  display:grid;
  grid-template-columns:minmax(240px,300px) minmax(0,1fr);
  gap:clamp(20px,3vw,40px);
  align-items:start;
}
.doc-side{ position:sticky; top:calc(var(--header) + 24px); display:grid; gap:14px; }
.doc-search{
  display:flex; align-items:center; gap:10px;
  border:1.5px solid var(--line); border-radius:var(--pill);
  padding:0 16px; background:#fff;
  transition:border-color .2s var(--ease), box-shadow .2s var(--ease);
}
.doc-search:focus-within{ border-color:var(--red); box-shadow:0 0 0 3px rgba(185,31,43,.12); }
.doc-search svg{ width:18px; height:18px; stroke:var(--muted); stroke-width:2; fill:none; flex:none; }
.doc-search input{ border:0; outline:0; background:transparent; font:inherit; font-size:15px; color:var(--ink); padding:13px 0; width:100%; }
.doc-nav{ display:grid; gap:4px; }
.doc-cat{
  display:flex; align-items:center; justify-content:space-between; gap:12px;
  width:100%; text-align:left;
  background:transparent; border:0; cursor:pointer;
  padding:12px 14px; border-radius:var(--r-sm);
  font:inherit; font-size:14.5px; font-weight:600; color:var(--ink-soft);
  transition:background .2s var(--ease), color .2s var(--ease);
}
.doc-cat b{
  font-size:12px; font-weight:700; color:var(--muted);
  background:var(--soft); border-radius:var(--pill);
  min-width:28px; padding:3px 8px; text-align:center;
  font-variant-numeric:tabular-nums;
}
.doc-cat:hover{ background:var(--soft); color:var(--ink); }
.doc-cat.is-active{ background:var(--red); color:#fff; }
.doc-cat.is-active b{ background:rgba(255,255,255,.22); color:#fff; }
.doc-nav.is-searching .doc-cat.is-active{ background:var(--soft); color:var(--ink); }
.doc-nav.is-searching .doc-cat.is-active b{ background:#fff; color:var(--muted); }

.doc-panel{ border:1px solid var(--line); border-radius:var(--r-xl); background:#fff; overflow:hidden; }
.doc-panel-head{
  display:flex; flex-wrap:wrap; align-items:baseline; justify-content:space-between; gap:8px 20px;
  padding:22px 26px; border-bottom:1px solid var(--line);
}
.doc-panel-head h2{ font-size:clamp(20px,2vw,24px); }
.doc-panel-head span{ font-size:13.5px; color:var(--muted); font-weight:600; }
.doc-list{ list-style:none; margin:0; padding:0; }
.doc-row + .doc-row{ border-top:1px solid var(--line); }
.doc-row > a, .doc-row.is-pending{
  display:grid; grid-template-columns:auto minmax(0,1fr) auto; align-items:center; gap:16px;
  padding:16px 26px; color:var(--ink);
}
.doc-row > a{ transition:background .2s var(--ease); }
.doc-row > a:hover{ background:var(--red-soft); color:var(--ink); }
.doc-icon{
  position:relative; width:42px; height:42px; flex:none;
  display:grid; place-items:center;
  border-radius:var(--r-sm); background:var(--red-soft);
}
.doc-icon svg{ width:20px; height:20px; stroke:var(--red); stroke-width:1.8; fill:none; }
.doc-icon em{
  position:absolute; right:-6px; bottom:-5px;
  font-style:normal; font-size:9.5px; font-weight:800; letter-spacing:.04em;
  background:var(--red); color:#fff; padding:2px 5px; border-radius:4px;
}
.doc-text{ display:grid; gap:2px; min-width:0; }
.doc-name{ font-size:15.5px; font-weight:600; }
.doc-meta{ font-size:12.5px; color:var(--muted); }
.doc-action{
  display:inline-flex; align-items:center; gap:7px;
  font-size:13.5px; font-weight:700; color:var(--red);
  padding:9px 14px; border:1.5px solid rgba(185,31,43,.3); border-radius:var(--pill);
  white-space:nowrap;
  transition:background .2s var(--ease), color .2s var(--ease), border-color .2s var(--ease);
}
.doc-action svg{ width:16px; height:16px; stroke:currentColor; stroke-width:2; fill:none; }
.doc-row > a:hover .doc-action{ background:var(--red); border-color:var(--red); color:#fff; }
.doc-row.is-pending .doc-icon{ background:var(--soft); }
.doc-row.is-pending .doc-icon svg{ stroke:var(--muted); }
.doc-row.is-pending .doc-name{ color:var(--muted); }
.doc-soon{ font-size:12.5px; font-weight:600; color:var(--muted); white-space:nowrap; }
.doc-empty{ padding:36px 26px; color:var(--muted); }

@media (max-width:900px){
  .doc-center{ grid-template-columns:minmax(0,1fr); }
  .doc-side{ position:static; }
  .doc-nav{ display:flex; gap:8px; overflow-x:auto; padding-bottom:4px; }
  .doc-cat{ width:auto; flex:none; border:1.5px solid var(--line); border-radius:var(--pill); padding:9px 14px; }
  .doc-cat.is-active{ border-color:var(--red); }
}
@media (max-width:560px){
  .doc-row > a, .doc-row.is-pending{ grid-template-columns:auto minmax(0,1fr); padding:14px 18px; }
  .doc-action, .doc-soon{ grid-column:2; justify-self:start; }
  .doc-panel-head{ padding:18px; }
}


/* ==========================================================================
   Pulido global — tipografía y ritmo
   ========================================================================== */
h1,h2,h3,h4{ color:var(--ink); text-wrap:balance; }
h1,h2{ letter-spacing:-.025em; }
h3,h4{ letter-spacing:-.01em; }
p, li{ text-wrap:pretty; }
.section-title{ letter-spacing:-.03em; line-height:1.08; }
.stat-number, .badge-number, .about-badge-num, .sim-cuota-value, .doc-cat b{ font-variant-numeric:tabular-nums; }
.page-header h1{ letter-spacing:-.03em; line-height:1.05; }
.page-header p{ text-wrap:pretty; }
main p a:not([class]){ color:var(--red); text-decoration:underline; text-decoration-thickness:1px; text-underline-offset:3px; }
main p a:not([class]):hover{ color:var(--red-deep); }
img{ -webkit-user-drag:none; }


/* ==========================================================================
   Revisión general — ajustes de adaptación
   ========================================================================== */
.topbar .inner{ flex-wrap:nowrap; }
.topbar-address{ white-space:nowrap; overflow:hidden; text-overflow:ellipsis; min-width:0; }
.topbar a{ white-space:nowrap; }
@media (max-width:1100px){ .topbar-address{ display:none; } }

.tabs-nav{ flex-wrap:nowrap; overflow-x:auto; scrollbar-width:none; }
.tabs-nav::-webkit-scrollbar{ display:none; }
.tabs-nav a{ white-space:nowrap; flex:none; }

@media (max-width:1000px) and (min-width:641px){
  .product-detail-grid, .product-detail-grid-compact,
  .objectives-grid, .benefits-grid, .app-feature-grid,
  .mv-grid, .channel-grid, .photo-showcase-grid{
    grid-template-columns:repeat(2, minmax(0,1fr));
  }
  .feature-grid{ grid-template-columns:repeat(2, minmax(0,1fr)); }
}
.product-detail-card li::before{ top:6px; }

.about-badge{ min-width:150px; }
.about-badge-label{ white-space:nowrap; }
.about-section .section-title, .story-section .section-title{ margin-bottom:16px; }
.about-section p + p, .story-section p + p{ margin-top:12px; }

.tag, .btn, .btn-outline, .btn-submit, .badge-pill, .category-tag, .agency-badge, .hero-btn, .store-badge, .doc-action, .sim-callout-badge, .locator-count{ white-space:nowrap; }
.transparency-cta > div{ min-width:0; }
.transparency-cta p{ margin-bottom:0; }
@media (max-width:560px){ .btn, .btn-submit{ white-space:normal; text-align:left; } }

.center .section-title, .section-head.center .section-title, .center > h2, .center > p{ margin-left:auto; margin-right:auto; }

/* Accesos rápidos — ícono de línea negro, título rojo, centrado (según referencia) */
.quick-card{ align-items:center; text-align:center; gap:12px; padding:22px 18px 20px; color:var(--red-deep); font-size:18px; }
.quick-card:hover{ color:var(--red-deep); }
.quick-card .qc-icon{ width:56px; height:56px; background:none; box-shadow:none; border-radius:0; }
.quick-card:hover .qc-icon{ box-shadow:none; transform:translateY(-3px) scale(1.06); }
.quick-card .qc-icon svg{ width:52px; height:52px; stroke-width:1.5; }
.quick-card .qc-icon svg, .quick-card .qc-icon svg *{ stroke:#16181d; fill:none; }


/* ==========================================================================
   Consentimiento de cookies
   ========================================================================== */
.sr-only{ position:absolute; width:1px; height:1px; overflow:hidden; clip:rect(0 0 0 0); white-space:nowrap; }
.ck-btn{
  font:inherit; font-size:14.5px; font-weight:700; cursor:pointer;
  padding:12px 20px; border-radius:var(--pill); white-space:nowrap;
  transition:background .2s var(--ease), color .2s var(--ease), border-color .2s var(--ease), transform .2s var(--ease);
}
.ck-btn:active{ transform:translateY(1px); }
.ck-btn:focus-visible, .ck-close:focus-visible, .ck-switch input:focus-visible + span, .footer-cookie-btn:focus-visible{ outline:2px solid var(--red); outline-offset:2px; }
.ck-btn-solid{ background:var(--red); color:#fff; border:1.5px solid var(--red); }
.ck-btn-solid:hover{ background:var(--red-dark); border-color:var(--red-dark); }
.ck-btn-outline{ background:#fff; color:var(--red); border:1.5px solid var(--red); }
.ck-btn-outline:hover{ background:var(--red-soft); }
.ck-btn-ghost{ background:transparent; color:var(--ink-soft); border:1.5px solid transparent; text-decoration:underline; text-underline-offset:3px; }
.ck-btn-ghost:hover{ color:var(--ink); }

.ck-banner{
  position:fixed; z-index:9990; left:50%; bottom:20px;
  width:min(1120px, calc(100% - 32px));
  display:grid; grid-template-columns:auto minmax(0,1fr) auto; align-items:center; gap:20px 24px;
  padding:22px 24px; background:#fff;
  border:1px solid var(--line); border-top:3px solid var(--red);
  border-radius:var(--r-lg); box-shadow:0 24px 60px rgba(32,36,44,.18);
  transform:translate(-50%, 24px); opacity:0;
  transition:transform .45s var(--ease), opacity .45s var(--ease);
}
.ck-banner.is-open{ transform:translate(-50%, 0); opacity:1; }
.ck-banner-icon{ width:48px; height:48px; border-radius:var(--pill); background:var(--red); display:grid; place-items:center; flex:none; }
.ck-banner-icon svg{ width:24px; height:24px; stroke:#fff; stroke-width:1.8; fill:none; stroke-linecap:round; stroke-linejoin:round; }
.ck-banner h2{ font-size:17px; letter-spacing:-.01em; margin:0 0 4px; }
.ck-banner p{ font-size:14px; line-height:1.55; color:var(--ink-soft); margin:0; }
.ck-banner p a, .ck-links a, .ck-intro a{ color:var(--red); font-weight:600; text-decoration:underline; text-underline-offset:3px; }
.ck-banner-actions{ display:flex; gap:10px; align-items:center; }

.ck-modal{
  position:fixed; inset:0; z-index:9995;
  display:grid; place-items:center; padding:20px;
  background:rgba(20,22,27,.55); backdrop-filter:blur(3px);
  opacity:0; transition:opacity .3s var(--ease);
}
.ck-modal.is-open{ opacity:1; }
.ck-lock, .ck-lock body{ overflow:hidden; }
.ck-dialog{
  width:min(640px, 100%); max-height:calc(100vh - 40px);
  display:flex; flex-direction:column;
  background:#fff; border-radius:var(--r-xl); box-shadow:0 30px 80px rgba(0,0,0,.25);
  overflow:hidden; transform:translateY(16px); transition:transform .35s var(--ease);
}
.ck-modal.is-open .ck-dialog{ transform:none; }
.ck-head{ display:flex; justify-content:space-between; align-items:flex-start; gap:16px; padding:24px 28px 18px; border-bottom:1px solid var(--line); }
.ck-kicker{ font-size:12px; font-weight:700; letter-spacing:.08em; text-transform:uppercase; color:var(--red); }
.ck-head h2{ font-size:22px; margin:4px 0 0; }
.ck-close{ width:40px; height:40px; border-radius:var(--pill); border:0; background:var(--soft); cursor:pointer; display:grid; place-items:center; flex:none; transition:background .2s var(--ease); }
.ck-close:hover{ background:var(--line); }
.ck-close svg{ width:18px; height:18px; stroke:var(--ink); stroke-width:2; fill:none; stroke-linecap:round; }
.ck-body{ padding:20px 28px; overflow-y:auto; }
.ck-intro{ font-size:14.5px; color:var(--ink-soft); line-height:1.6; margin:0 0 16px; }
.ck-list{ list-style:none; margin:0; padding:0; border:1px solid var(--line); border-radius:var(--r); }
.ck-item{ display:grid; grid-template-columns:minmax(0,1fr) auto; gap:16px; align-items:center; padding:16px 18px; }
.ck-item + .ck-item{ border-top:1px solid var(--line); }
.ck-item h3{ font-size:15.5px; margin:0 0 3px; }
.ck-item p{ font-size:13.5px; color:var(--ink-soft); line-height:1.5; margin:0; }
.ck-always{ font-size:12.5px; font-weight:700; color:var(--red); background:var(--red-soft); padding:6px 12px; border-radius:var(--pill); white-space:nowrap; }
.ck-switch{ position:relative; display:inline-block; width:48px; height:28px; cursor:pointer; flex:none; }
.ck-switch input{ position:absolute; opacity:0; width:100%; height:100%; margin:0; cursor:pointer; }
.ck-switch input + span{ position:absolute; inset:0; background:#C9CDD4; border-radius:var(--pill); transition:background .25s var(--ease); }
.ck-switch input + span::after{ content:""; position:absolute; top:3px; left:3px; width:22px; height:22px; border-radius:50%; background:#fff; box-shadow:0 1px 3px rgba(0,0,0,.2); transition:transform .25s var(--ease); }
.ck-switch input:checked + span{ background:var(--red); }
.ck-switch input:checked + span::after{ transform:translateX(20px); }
.ck-record{ font-size:12.5px; color:var(--muted); margin:14px 0 0; }
.ck-links{ display:flex; flex-wrap:wrap; gap:6px 20px; font-size:13.5px; margin:14px 0 0; }
.ck-foot{ display:flex; justify-content:flex-end; flex-wrap:wrap; gap:10px; padding:18px 28px; border-top:1px solid var(--line); background:var(--soft); }

.ck-toast{
  position:fixed; z-index:9996; left:50%; bottom:24px;
  transform:translate(-50%, 16px); opacity:0;
  background:var(--ink); color:#fff; font-size:14px; font-weight:600;
  padding:12px 20px; border-radius:var(--pill); box-shadow:var(--sh-lg);
  transition:transform .35s var(--ease), opacity .35s var(--ease);
}
.ck-toast.is-open{ transform:translate(-50%, 0); opacity:1; }

.footer-cookie-btn{ background:none; border:0; padding:0; font:inherit; color:inherit; cursor:pointer; opacity:.85; }
.footer-cookie-btn:hover{ opacity:1; text-decoration:underline; text-underline-offset:3px; }

@media (max-width:900px){
  .ck-banner{ grid-template-columns:auto minmax(0,1fr); }
  .ck-banner-actions{ grid-column:1 / -1; justify-content:flex-end; flex-wrap:wrap; }
}
@media (max-width:560px){
  .ck-banner{ grid-template-columns:minmax(0,1fr); bottom:12px; padding:18px; }
  .ck-banner-icon{ display:none; }
  .ck-banner-actions{ display:grid; grid-template-columns:1fr 1fr; }
  .ck-banner-actions .ck-btn-solid{ grid-column:1 / -1; order:-1; }
  .ck-head, .ck-body, .ck-foot{ padding-left:18px; padding-right:18px; }
  .ck-foot .ck-btn{ flex:1 1 100%; }
}

/* Página de política */
.legal-layout{ display:grid; grid-template-columns:minmax(220px,280px) minmax(0,1fr); gap:clamp(24px,4vw,56px); align-items:start; }
.legal-toc{ position:sticky; top:calc(var(--header) + 24px); display:grid; gap:2px; }
.legal-toc-title{ font-size:12px; font-weight:700; letter-spacing:.08em; text-transform:uppercase; color:var(--red); margin-bottom:8px; }
.legal-toc a{ font-size:14px; color:var(--ink-soft); padding:8px 12px; border-radius:var(--r-sm); border-left:2px solid var(--line); transition:background .2s var(--ease), color .2s var(--ease), border-color .2s var(--ease); }
.legal-toc a:hover{ color:var(--red); background:var(--red-soft); border-left-color:var(--red); }
.legal-toc-btn{ margin-top:18px; justify-self:start; }
.legal-doc{ max-width:760px; }
.legal-updated{ font-size:13px; font-weight:600; color:var(--muted); margin:0 0 8px; }
.legal-doc section{ padding:28px 0; border-top:1px solid var(--line); scroll-margin-top:calc(var(--header) + 24px); }
.legal-doc section:first-of-type{ border-top:0; padding-top:12px; }
.legal-doc h2{ font-size:clamp(20px,2vw,24px); margin:0 0 12px; }
.legal-doc p, .legal-doc li{ font-size:15.5px; line-height:1.7; color:var(--ink-soft); }
.legal-doc p + p{ margin-top:10px; }
.legal-doc ul{ padding-left:20px; margin:10px 0; display:grid; gap:6px; }
.legal-doc li::marker{ color:var(--red); }
.legal-doc a{ color:var(--red); text-decoration:underline; text-underline-offset:3px; }
.legal-rights{ grid-template-columns:repeat(2, minmax(0,1fr)); column-gap:28px; }
.legal-table-wrap{ overflow-x:auto; border:1px solid var(--line); border-radius:var(--r); margin-top:14px; }
.legal-table{ width:100%; border-collapse:collapse; font-size:14px; min-width:620px; }
.legal-table th{ text-align:left; background:var(--soft); color:var(--ink); font-weight:700; padding:12px 16px; border-bottom:2px solid var(--red); }
.legal-table td{ padding:14px 16px; color:var(--ink-soft); vertical-align:top; border-top:1px solid var(--line); line-height:1.5; }
.legal-table td:first-child{ font-weight:700; color:var(--ink); white-space:nowrap; }
@media (max-width:900px){
  .legal-layout{ grid-template-columns:minmax(0,1fr); }
  .legal-toc{ position:static; }
  .legal-rights{ grid-template-columns:minmax(0,1fr); }
}

/* Políticas — ficha del documento y elementos de lectura */
.legal-docmeta{ border:1px solid var(--line); border-top:3px solid var(--red); border-radius:var(--r); padding:16px; margin-bottom:22px; display:grid; gap:12px; background:#fff; }
.legal-docmeta-code{ font-size:13px; font-weight:800; letter-spacing:.06em; color:var(--red); }
.legal-docmeta dl{ margin:0; display:grid; gap:6px; }
.legal-docmeta dl div{ display:flex; justify-content:space-between; gap:12px; font-size:13px; }
.legal-docmeta dt{ color:var(--muted); }
.legal-docmeta dd{ margin:0; font-weight:700; color:var(--ink); font-variant-numeric:tabular-nums; }
.legal-pdf{ display:inline-flex; align-items:center; justify-content:center; gap:8px; }
.legal-pdf svg{ width:16px; height:16px; stroke:currentColor; stroke-width:2; fill:none; stroke-linecap:round; stroke-linejoin:round; }
.legal-other{ margin-top:14px; font-size:14px; font-weight:700; color:var(--red) !important; border-left:0 !important; padding-left:0 !important; }
.legal-other:hover{ background:none !important; text-decoration:underline; }
.legal-toc{ max-height:calc(100vh - var(--header) - 48px); overflow-y:auto; padding-right:6px; }
.legal-doc h3{ font-size:17px; margin:24px 0 8px; color:var(--ink); }
.legal-h4{ font-size:15.5px; margin:22px 0 6px; color:var(--red-deep); }
.legal-doc section:first-of-type{ padding-top:0; }
.legal-defs{ margin:6px 0 0; display:grid; gap:0; border:1px solid var(--line); border-radius:var(--r); overflow:hidden; }
.legal-defs div{ display:grid; grid-template-columns:minmax(160px,220px) minmax(0,1fr); gap:16px; padding:14px 18px; }
.legal-defs div + div{ border-top:1px solid var(--line); }
.legal-defs dt{ font-weight:700; color:var(--ink); font-size:14.5px; }
.legal-defs dd{ margin:0; font-size:14.5px; line-height:1.6; color:var(--ink-soft); }
.legal-ol{ padding-left:28px; margin:10px 0; display:grid; gap:6px; }
.legal-ol li{ font-size:15.5px; line-height:1.7; color:var(--ink-soft); }
.legal-ol li::marker{ color:var(--red); font-weight:700; }
.legal-contact{ display:grid; gap:4px; padding:18px 20px; background:var(--soft); border-radius:var(--r); font-size:15px; color:var(--ink-soft); }
.legal-contact strong{ color:var(--ink); margin-bottom:4px; }
.legal-acc{ border:1px solid var(--line); border-radius:var(--r); margin-top:10px; background:#fff; }
.legal-acc summary{ cursor:pointer; list-style:none; padding:14px 44px 14px 18px; font-weight:700; color:var(--ink); position:relative; font-size:15px; }
.legal-acc summary::-webkit-details-marker{ display:none; }
.legal-acc summary::after{ content:""; position:absolute; right:18px; top:50%; width:9px; height:9px; border-right:2px solid var(--red); border-bottom:2px solid var(--red); transform:translateY(-70%) rotate(45deg); transition:transform .25s var(--ease); }
.legal-acc[open] summary::after{ transform:translateY(-30%) rotate(-135deg); }
.legal-acc summary:hover{ color:var(--red); }
.legal-acc ul{ margin:0; padding:0 22px 16px 38px; }
.legal-rights-grid{ display:grid; grid-template-columns:repeat(3, minmax(0,1fr)); gap:12px; margin-top:14px; }
.legal-right{ border:1px solid var(--line); border-radius:var(--r); padding:16px; }
.legal-right h4{ font-size:15px; color:var(--red-deep); margin:0 0 6px; }
.legal-right p{ font-size:14px !important; line-height:1.55 !important; margin:0; }
.legal-callout{ display:grid; gap:12px; justify-items:start; padding:20px; border-radius:var(--r); background:var(--red-soft); margin:6px 0 12px; }
.legal-callout p{ margin:0; color:var(--ink) !important; }
.legal-callout .ck-btn{ color:#fff !important; text-decoration:none !important; }
.legal-links{ list-style:none; padding:0 !important; display:flex !important; flex-wrap:wrap; gap:8px !important; }
.legal-links li a{ display:inline-block; padding:7px 14px; border:1.5px solid var(--line); border-radius:var(--pill); font-size:14px; font-weight:600; text-decoration:none !important; color:var(--ink) !important; transition:border-color .2s var(--ease), color .2s var(--ease); }
.legal-links li a:hover{ border-color:var(--red); color:var(--red) !important; }
.legal-table td:first-child{ font-family:ui-monospace, SFMono-Regular, Menlo, monospace; font-size:13.5px; }
@media (max-width:900px){
  .legal-toc{ max-height:none; }
  .legal-rights-grid{ grid-template-columns:minmax(0,1fr); }
  .legal-defs div{ grid-template-columns:minmax(0,1fr); gap:4px; }
}

/* Políticas — estandarización tipográfica (un tamaño, un color, texto justificado) */
.legal-doc{ --lg-body:15.5px; --lg-sub:16.5px; }
.legal-doc p, .legal-doc li, .legal-doc dd, .legal-doc td, .legal-contact, .legal-contact span,
.legal-right p, .legal-callout p{
  font-family:var(--font) !important; font-size:var(--lg-body) !important; line-height:1.75 !important;
  font-weight:400; color:var(--ink-soft) !important; letter-spacing:0;
}
.legal-doc p, .legal-doc li, .legal-doc dd, .legal-right p, .legal-callout p{
  text-align:justify; text-justify:inter-word; hyphens:auto; -webkit-hyphens:auto; text-wrap:wrap;
}
.legal-doc h2{ font-size:22px !important; line-height:1.3; font-weight:700; color:var(--ink); margin:0 0 14px; text-wrap:wrap; }
.legal-doc h3, .legal-h4, .legal-right h4, .legal-acc summary, .legal-defs dt, .legal-contact strong{
  font-family:var(--font) !important; font-size:var(--lg-sub) !important; line-height:1.45; font-weight:700 !important;
  color:var(--ink) !important; letter-spacing:0; text-wrap:wrap;
}
.legal-doc h3{ margin:28px 0 10px; }
.legal-h4{ margin:24px 0 8px; }
.legal-acc summary:hover{ color:var(--red) !important; }
.legal-doc strong{ color:var(--ink); font-weight:700; }
.legal-doc ul{ list-style:disc; padding-left:22px; display:grid; gap:6px; margin:10px 0 0; }
.legal-doc ul li{ display:list-item; padding-left:4px; }
.legal-doc ul li::marker{ color:var(--red); }
.legal-acc ul{ padding:0 22px 18px 40px; }
.legal-rights-grid{ grid-template-columns:minmax(0,1fr); gap:0; border:1px solid var(--line); border-radius:var(--r); overflow:hidden; }
.legal-right{ border:0; border-radius:0; padding:16px 20px; display:grid; grid-template-columns:minmax(140px,180px) minmax(0,1fr); gap:16px; align-items:baseline; }
.legal-right + .legal-right{ border-top:1px solid var(--line); }
.legal-right h4{ margin:0; }
.legal-defs div{ grid-template-columns:minmax(140px,180px) minmax(0,1fr); }
.legal-doc a{ font-size:inherit; }
.legal-table td{ text-align:left; }
.legal-links li a{ font-size:14.5px !important; }
@media (max-width:640px){
  .legal-right, .legal-defs div{ grid-template-columns:minmax(0,1fr); gap:4px; }
  .legal-doc p, .legal-doc li, .legal-doc dd, .legal-right p{ text-align:left; }
}

/* Políticas — extracto */
.policy-wrap{ max-width:1040px; margin-inline:auto; display:grid; gap:clamp(32px,4vw,48px); }
.policy-wrap p, .policy-wrap li{ font-size:15.5px; line-height:1.7; color:var(--ink-soft); }
.policy-wrap a:not(.ck-btn){ color:var(--red); text-decoration:underline; text-underline-offset:3px; }
.policy-download{
  display:grid; grid-template-columns:auto minmax(0,1fr) auto; align-items:center; gap:20px 28px;
  padding:clamp(22px,3vw,32px); border-radius:var(--r-xl);
  background:linear-gradient(135deg, var(--red) 0%, var(--red-dark) 100%); color:#fff;
  box-shadow:0 20px 44px rgba(158,23,32,.22);
}
.policy-download-icon{ width:64px; height:64px; border-radius:var(--r); background:rgba(255,255,255,.14); display:grid; place-items:center; }
.policy-download-icon svg{ width:30px; height:30px; stroke:#fff; stroke-width:1.6; fill:none; stroke-linecap:round; stroke-linejoin:round; }
.policy-code{ font-size:12.5px; font-weight:700; letter-spacing:.08em; text-transform:uppercase; color:rgba(255,255,255,.85); }
.policy-download h2{ color:#fff; font-size:clamp(20px,2.2vw,26px); margin:4px 0 2px; }
.policy-download p{ color:rgba(255,255,255,.88) !important; font-size:14px !important; margin:0; }
.policy-download-btn{ background:#fff !important; color:var(--red) !important; border-color:#fff !important; display:inline-flex; align-items:center; gap:8px; }
.policy-download-btn:hover{ background:var(--red-soft) !important; }
.policy-download-btn svg{ width:18px; height:18px; stroke:currentColor; stroke-width:2; fill:none; stroke-linecap:round; stroke-linejoin:round; }
.policy-head{ display:grid; gap:8px; max-width:720px; }
.policy-head p{ margin:0; }
.policy-grid{ list-style:none; margin:0; padding:0; counter-reset:pol; display:grid; grid-template-columns:repeat(2, minmax(0,1fr)); border-top:2px solid var(--ink); }
.policy-item{ counter-increment:pol; padding:26px 28px 28px 0; border-bottom:1px solid var(--line); display:grid; grid-template-columns:44px minmax(0,1fr); column-gap:14px; }
.policy-item:nth-child(even){ padding-left:28px; padding-right:0; border-left:1px solid var(--line); }
.policy-item::before{ content:counter(pol, decimal-leading-zero); grid-row:1 / span 2; font-size:15px; font-weight:800; color:var(--red); padding-top:2px; font-variant-numeric:tabular-nums; }
.policy-item h3{ font-size:17px; margin:0 0 6px; color:var(--ink); }
.policy-item p{ margin:0; text-align:justify; hyphens:auto; }
.policy-rights{ display:grid; grid-template-columns:minmax(0,1.4fr) minmax(0,1fr); gap:28px; padding:clamp(24px,3vw,36px); border-radius:var(--r-xl); background:var(--soft); }
.policy-rights h2{ font-size:clamp(20px,2.2vw,26px); margin:6px 0 16px; }
.policy-chips{ list-style:none; margin:0; padding:0; display:flex; flex-wrap:wrap; gap:8px; }
.policy-chips li{ font-size:14px !important; font-weight:600; color:var(--ink) !important; background:#fff; border:1px solid var(--line); border-radius:var(--pill); padding:7px 14px; line-height:1.3 !important; }
.policy-rights-cta{ display:grid; gap:14px; align-content:center; justify-items:start; }
.policy-rights-cta p{ margin:0; }
.policy-table{ display:grid; gap:12px; }
.policy-table .legal-table-wrap{ margin-top:0; }
.policy-foot{ display:flex; flex-wrap:wrap; gap:12px; border-top:1px solid var(--line); padding-top:24px; }
@media (max-width:860px){
  .policy-download{ grid-template-columns:auto minmax(0,1fr); }
  .policy-download-btn{ grid-column:1 / -1; justify-self:start; }
  .policy-grid{ grid-template-columns:minmax(0,1fr); }
  .policy-item, .policy-item:nth-child(even){ padding:22px 0; border-left:0; }
  .policy-rights{ grid-template-columns:minmax(0,1fr); }
}
@media (max-width:560px){ .policy-download-icon{ display:none; } .policy-download{ grid-template-columns:minmax(0,1fr); } .policy-item p{ text-align:left; } }

.policy-item{ align-content:start; grid-template-rows:auto 1fr; }
.policy-item:first-child p{ text-align:left; }
.policy-chips li{ white-space:nowrap; }
@media (max-width:420px){ .policy-chips li{ white-space:normal; border-radius:var(--r-sm); } }

.policy-layout .policy-wrap{ max-width:none; margin:0; }
.policy-layout .legal-toc{ max-height:none; }

.policy-layout .policy-grid{ grid-template-columns:minmax(0,1fr); }
.policy-layout .policy-item, .policy-layout .policy-item:nth-child(even){ padding:22px 0; border-left:0; }
.policy-layout .policy-rights{ grid-template-columns:minmax(0,1fr); }
@media (min-width:1240px){
  .policy-layout .policy-grid{ grid-template-columns:repeat(2, minmax(0,1fr)); }
  .policy-layout .policy-item{ padding:26px 28px 28px 0; }
  .policy-layout .policy-item:nth-child(even){ padding:26px 0 28px 28px; border-left:1px solid var(--line); }
  .policy-layout .policy-rights{ grid-template-columns:minmax(0,1.4fr) minmax(0,1fr); }
}

.app-manual-row{ margin-top:14px; }
.app-manual{ display:inline-flex; align-items:center; gap:12px; padding:10px 18px 10px 12px; border-radius:var(--r); border:1.5px solid var(--line); background:#fff; color:var(--ink); transition:border-color .2s var(--ease), background .2s var(--ease), transform .2s var(--ease); }
.app-manual:hover{ border-color:var(--red); background:var(--red-soft); color:var(--ink); transform:translateY(-2px); }
.app-manual svg{ width:36px; height:36px; padding:7px; border-radius:var(--r-sm); background:var(--red); stroke:#fff; stroke-width:1.8; fill:none; stroke-linecap:round; stroke-linejoin:round; flex:none; }
.app-manual span{ display:grid; line-height:1.25; }
.app-manual strong{ font-size:14.5px; font-weight:700; }
.app-manual small{ font-size:12.5px; color:var(--muted); }

/* ==========================================================================
   Visor de documentos
   ========================================================================== */
.vw-main{ background:var(--soft); min-height:70vh; }
.vw-bar{ position:sticky; top:var(--header); z-index:20; background:#fff; border-bottom:1px solid var(--line); box-shadow:var(--sh-sm); }
.vw-bar-inner{ display:grid; grid-template-columns:auto minmax(0,1fr) auto; align-items:center; gap:14px 24px; padding-top:14px; padding-bottom:14px; }
.vw-back{ display:inline-flex; align-items:center; gap:6px; font-size:14px; font-weight:700; color:var(--ink-soft); padding:8px 12px 8px 6px; border-radius:var(--pill); transition:background .2s var(--ease), color .2s var(--ease); }
.vw-back:hover{ background:var(--soft); color:var(--red); }
.vw-back svg, .vw-group svg{ width:18px; height:18px; stroke:currentColor; stroke-width:2; fill:none; stroke-linecap:round; stroke-linejoin:round; }
.vw-kicker{ font-size:11.5px; font-weight:700; letter-spacing:.08em; text-transform:uppercase; color:var(--red); }
.vw-title h1{ font-size:clamp(16px,1.8vw,20px); letter-spacing:-.01em; margin:2px 0 0; white-space:nowrap; overflow:hidden; text-overflow:ellipsis; }
.vw-tools{ display:flex; gap:10px; }
.vw-group{ display:flex; align-items:center; gap:2px; background:var(--soft); border-radius:var(--pill); padding:4px; }
.vw-group button{ width:36px; height:36px; border:0; border-radius:var(--pill); background:transparent; color:var(--ink); cursor:pointer; display:grid; place-items:center; transition:background .2s var(--ease), color .2s var(--ease); }
.vw-group button:hover{ background:#fff; color:var(--red); }
.vw-group button:focus-visible{ outline:2px solid var(--red); outline-offset:1px; }
.vw-group .vw-fit{ width:auto; padding:0 12px; font:inherit; font-size:13px; font-weight:700; }
.vw-count{ min-width:58px; text-align:center; font-size:13.5px; font-weight:600; color:var(--ink-soft); font-variant-numeric:tabular-nums; }
.vw-count b{ color:var(--ink); }
.vw-stage{ display:flex; flex-direction:column; align-items:center; gap:18px; padding:28px 16px 56px; overflow-x:auto; user-select:none; -webkit-user-select:none; }
.vw-page{ position:relative; background:#fff; box-shadow:0 6px 24px rgba(32,36,44,.12); border-radius:4px; overflow:hidden; flex:none; max-width:none; }
.vw-page canvas{ display:block; pointer-events:none; }
.vw-mark{ position:absolute; right:12px; bottom:10px; font-size:11px; font-weight:700; letter-spacing:.04em; color:rgba(158,23,32,.35); pointer-events:none; }
.vw-loading{ display:flex; align-items:center; gap:12px; padding:80px 0; color:var(--ink-soft); font-weight:600; }
.vw-loading span{ width:22px; height:22px; border-radius:50%; border:3px solid var(--line); border-top-color:var(--red); animation:vwspin .8s linear infinite; }
@keyframes vwspin{ to{ transform:rotate(360deg); } }
.vw-msg{ max-width:440px; margin:60px auto; text-align:center; display:grid; gap:10px; justify-items:center; background:#fff; padding:32px; border-radius:var(--r-xl); box-shadow:var(--sh); }
.vw-msg strong{ font-size:18px; color:var(--ink); }
.vw-msg p{ color:var(--ink-soft); margin:0 0 8px; }
@media (max-width:760px){
  .vw-bar-inner{ grid-template-columns:auto minmax(0,1fr); }
  .vw-tools{ grid-column:1 / -1; justify-content:space-between; }
  .vw-fit{ display:none !important; }
}
@media print{ .vw-stage, .vw-bar{ display:none !important; } .vw-main::after{ content:"Este documento solo puede consultarse en línea en www.manantialdeoro.fin.ec"; display:block; padding:40px; font-size:14pt; } }

/* Simuladores del Home — tarjetas con imagen */
.sim-grid{ display:grid; grid-template-columns:repeat(2, minmax(0,1fr)); gap:24px; max-width:1040px; margin:0 auto; }
.sim-card{ display:flex; flex-direction:column; background:#fff; border:1px solid var(--line); border-radius:var(--r-xl); overflow:hidden; color:var(--ink); box-shadow:var(--sh-sm); transition:transform .35s var(--ease), box-shadow .35s var(--ease), border-color .35s var(--ease); }
.sim-card:hover{ transform:translateY(-6px); box-shadow:var(--sh); border-color:rgba(158,23,32,.25); color:var(--ink); }
.sim-card:focus-visible{ outline:2px solid var(--red); outline-offset:3px; }
.sim-card-media{ display:block; aspect-ratio:4/3; overflow:hidden; background:#fff; }
.sim-card-media img{ width:100%; height:100%; object-fit:cover; display:block; transition:transform .6s var(--ease); }
.sim-card:hover .sim-card-media img{ transform:scale(1.05); }
.sim-card-foot{ display:flex; align-items:center; justify-content:space-between; gap:16px; padding:20px 24px; border-top:3px solid var(--red); }
.sim-card-foot h3{ margin:0; font-size:clamp(18px,1.8vw,22px); letter-spacing:-.01em; }
.sim-card-arrow{ flex:none; width:44px; height:44px; border-radius:50%; background:var(--red); display:grid; place-items:center; transition:transform .3s var(--ease), background .3s var(--ease); }
.sim-card-arrow svg{ width:20px; height:20px; stroke:#fff; stroke-width:2.2; fill:none; stroke-linecap:round; stroke-linejoin:round; }
.sim-card:hover .sim-card-arrow{ background:var(--red-deep); transform:translateX(4px); }
@media (max-width:700px){ .sim-grid{ grid-template-columns:minmax(0,1fr); } }
.sim-card-foot h3{ flex:1 1 auto; min-width:0; text-wrap:pretty; }
.app-band-media img{ height:auto; aspect-ratio:16/9; object-fit:cover; }

/* ==========================================================================
   Simuladores v2 — identidad institucional
   ========================================================================== */
.sim-v2{ padding:0; overflow:hidden; }
.sim-v2 .simulator-grid{ grid-template-columns:minmax(0,1.05fr) minmax(0,1fr); gap:0; align-items:stretch; }
.sim-v2 .sim-form{ padding:clamp(26px,3.4vw,48px); }
.sim-v2 .sim-result{ padding:clamp(22px,2.8vw,36px); background:var(--soft); border-left:1px solid var(--line); display:flex; flex-direction:column; justify-content:center; }
.sim-form-head{ margin-bottom:26px; padding-bottom:20px; border-bottom:1px solid var(--line); }
.sim-kicker{ font-size:12px; font-weight:700; letter-spacing:.08em; text-transform:uppercase; color:var(--red); }
.sim-form-head h2{ font-size:clamp(22px,2.3vw,28px); letter-spacing:-.015em; margin:6px 0 0; }
.sim-field-row{ display:grid; grid-template-columns:minmax(0,1.2fr) minmax(0,1fr); gap:16px; }
.sim-v2 .sim-field{ margin-bottom:20px; }
.sim-v2 .sim-field > label{ font-size:13px; font-weight:700; color:var(--ink-soft); letter-spacing:.01em; }
.sim-money{ position:relative; }
.sim-money span{ position:absolute; left:16px; top:50%; transform:translateY(-50%); font-weight:700; color:var(--red); font-size:18px; pointer-events:none; }
.sim-v2 input[type="number"], .sim-v2 .sim-field select{ width:100%; height:54px; padding:0 16px; border:1.5px solid var(--line); border-radius:var(--r-sm); background:#fff; font-family:inherit; font-size:17px; font-weight:600; color:var(--ink); transition:border-color .2s var(--ease), box-shadow .2s var(--ease); -moz-appearance:textfield; }
.sim-v2 .sim-money input{ padding-left:34px; }
.sim-v2 input[type="number"]::-webkit-inner-spin-button, .sim-v2 input[type="number"]::-webkit-outer-spin-button{ -webkit-appearance:none; margin:0; }
.sim-v2 input[type="number"]:focus{ border-color:var(--red); box-shadow:0 0 0 3px rgba(185,31,43,.12); outline:none; }
.sim-v2 .sim-type-option{ position:relative; padding:15px 18px 15px 46px; font-size:15px; }
.sim-v2 .sim-type-option::before{ content:""; position:absolute; left:16px; top:50%; width:18px; height:18px; margin-top:-9px; border-radius:50%; border:2px solid var(--line); background:#fff; transition:border-color .2s var(--ease), box-shadow .2s var(--ease); }
.sim-v2 .sim-type-option[aria-checked="true"]::before{ border-color:var(--red); box-shadow:inset 0 0 0 4px #fff; background:var(--red); }
.sim-v2 .sim-callout{ margin:-6px 0 18px; }
.sim-v2 .sim-actions{ margin-top:8px; padding-top:22px; border-top:1px solid var(--line); }
.sim-v2 .sim-actions .btn-more{ padding:15px 30px; font-size:15.5px; box-shadow:0 10px 22px -10px rgba(158,23,32,.6); }

.sim-empty{ display:grid; gap:14px; text-align:center; }
.sim-empty[hidden]{ display:none; }
.sim-empty img{ width:100%; max-width:420px; margin:0 auto; aspect-ratio:4/3; object-fit:cover; border-radius:var(--r-lg); mix-blend-mode:multiply; }
.sim-empty p{ margin:0 auto; max-width:320px; font-size:14.5px; color:var(--ink-soft); }

.sim-v2 .sim-summary-card{ position:relative; overflow:hidden; background:linear-gradient(150deg, var(--red) 0%, var(--red-deep) 100%); color:#fff; border-radius:var(--r-lg); padding:clamp(24px,2.6vw,32px); box-shadow:0 22px 44px -22px rgba(158,23,32,.7); }
.sim-v2 .sim-summary-card::after{ content:""; position:absolute; right:-70px; top:-70px; width:220px; height:220px; border-radius:50%; border:36px solid rgba(255,255,255,.07); pointer-events:none; }
.sim-v2 .sim-cuota-label{ color:rgba(255,255,255,.88); font-size:13.5px; }
.sim-v2 .sim-cuota-value{ color:#fff; font-size:clamp(40px,4.6vw,56px); margin-top:6px; }
.sim-v2 .sim-summary-tags{ margin-top:14px; }
.sim-v2 .sim-summary-tags span, .sim-v2 .sim-badge-retencion{ background:rgba(255,255,255,.14); border:1px solid rgba(255,255,255,.35); color:#fff; margin-top:0; }
.sim-v2 .sim-summary-mini{ margin-top:22px; padding-top:18px; border-top:1px solid rgba(255,255,255,.25); }
.sim-v2 .sim-summary-mini strong{ color:#fff; font-size:17px; font-variant-numeric:tabular-nums; }
.sim-v2 .sim-summary-mini span{ color:rgba(255,255,255,.82); }
.sim-v2 .sim-detail-table{ margin-top:16px; background:#fff; border-radius:var(--r); overflow:hidden; border:1px solid var(--line); font-variant-numeric:tabular-nums; }
.sim-v2 .sim-detail-table td{ padding:13px 16px; }
.sim-v2 .sim-detail-table tr:last-child td{ background:var(--red-soft); color:var(--red-deep); font-weight:700; font-size:15.5px; }

/* Tabla de amortización / pagos */
.sim-v2 .amort-table-wrap{ margin:0; border:0; border-top:1px solid var(--line); border-radius:0; overflow:hidden; max-height:none; }
.amort-table-wrap[hidden]{ display:none; }
.amort-head{ display:flex; flex-wrap:wrap; align-items:flex-end; justify-content:space-between; gap:16px 28px; padding:22px clamp(22px,3vw,40px); background:var(--red-deep); color:#fff; }
.amort-kicker{ font-size:11.5px; font-weight:700; letter-spacing:.08em; text-transform:uppercase; color:rgba(255,255,255,.8); }
.amort-head h3{ margin:4px 0 0; color:#fff; font-size:clamp(19px,2vw,23px); letter-spacing:-.01em; }
.amort-meta{ display:flex; flex-wrap:wrap; gap:8px; }
.amort-meta span{ display:grid; gap:1px; padding:8px 14px; border-radius:var(--r-sm); background:rgba(255,255,255,.12); border:1px solid rgba(255,255,255,.22); min-width:92px; }
.amort-meta small{ font-size:11px; font-weight:600; letter-spacing:.05em; text-transform:uppercase; color:rgba(255,255,255,.8); }
.amort-meta b{ font-size:15px; color:#fff; font-variant-numeric:tabular-nums; }
.amort-scroll{ overflow:auto; max-height:520px; }
.sim-v2 .amort-table{ font-size:14.5px; font-variant-numeric:tabular-nums; }
.sim-v2 .amort-table th{ background:#fff; color:var(--red-deep); font-size:12px; letter-spacing:.06em; padding:14px 18px; border-bottom:2px solid var(--red); text-align:right; z-index:1; }
.sim-v2 .amort-table td{ padding:12px 18px; text-align:right; color:var(--ink-soft); border-bottom:1px solid var(--line); }
.sim-v2 .amort-table th:first-child, .sim-v2 .amort-table td:first-child{ text-align:left; width:64px; }
.sim-v2 .amort-table tbody td:first-child{ color:var(--red); font-weight:700; }
.sim-v2 .amort-table tbody tr:nth-child(even) td{ background:#FBF6F6; }
.sim-v2 .amort-table tbody td:last-child{ color:var(--ink); font-weight:700; }
.sim-v2 .amort-table tbody tr:hover td{ background:var(--red-soft); }
.sim-v2 .amort-table tfoot td{ position:sticky; bottom:0; background:var(--red-soft); color:var(--red-deep); font-weight:800; padding:15px 18px; border-top:2px solid var(--red); border-bottom:0; }
.sim-v2 .sim-disclaimer{ margin:0; padding:22px clamp(22px,3vw,40px); background:#fff; }

@media (max-width:900px){
  .sim-v2 .simulator-grid{ grid-template-columns:minmax(0,1fr); }
  .sim-v2 .sim-result{ border-left:0; border-top:1px solid var(--line); }
  .sim-empty img{ max-width:300px; }
}
@media (max-width:560px){
  .sim-field-row{ grid-template-columns:minmax(0,1fr); gap:0; }
  .sim-v2 .sim-summary-mini{ grid-template-columns:repeat(3,minmax(0,1fr)); }
  .sim-v2 .sim-summary-mini strong{ font-size:15px; }
  .amort-meta span{ min-width:0; flex:1 1 0; }
}

.amort-head{ height:auto; min-height:0; }
.amort-head > div:first-child{ flex:1 1 260px; min-width:0; }
.amort-kicker{ display:block; white-space:nowrap; overflow:hidden; text-overflow:ellipsis; }
.amort-meta{ flex:0 1 auto; flex-wrap:wrap; height:auto; }
.amort-meta span{ height:auto; white-space:nowrap; }
.sim-v2 .sim-summary-tags span{ white-space:nowrap; }

/* Estado inicial del resultado: vista previa de la tarjeta */
.sim-empty{ gap:18px; text-align:left; }
.sim-empty-card{ position:relative; overflow:hidden; border-radius:var(--r-lg); padding:clamp(24px,2.6vw,32px); background:linear-gradient(150deg, var(--red) 0%, var(--red-deep) 100%); color:#fff; opacity:.9; box-shadow:0 22px 44px -26px rgba(158,23,32,.6); }
.sim-empty-card::after{ content:""; position:absolute; right:-70px; top:-70px; width:220px; height:220px; border-radius:50%; border:36px solid rgba(255,255,255,.07); }
.sim-empty-card .sim-cuota-label{ color:rgba(255,255,255,.85); }
.sim-empty-value{ font-size:clamp(40px,4.6vw,56px); font-weight:800; letter-spacing:-.02em; line-height:1.1; margin-top:6px; color:rgba(255,255,255,.45); font-variant-numeric:tabular-nums; }
.sim-empty-pills{ display:flex; gap:9px; margin-top:14px; }
.sim-empty-pills i{ display:block; width:84px; height:28px; border-radius:var(--pill); background:rgba(255,255,255,.14); border:1px solid rgba(255,255,255,.25); }
.sim-empty-pills i + i{ width:70px; }
.sim-empty-mini{ display:grid; grid-template-columns:repeat(3,minmax(0,1fr)); gap:12px; margin-top:22px; padding-top:18px; border-top:1px solid rgba(255,255,255,.25); }
.sim-empty-mini i{ display:block; height:12px; width:70%; border-radius:6px; background:rgba(255,255,255,.28); margin:5px 0 8px; }
.sim-empty-mini span{ font-size:12.5px; color:rgba(255,255,255,.8); }
.sim-empty p{ margin:0; max-width:none; font-size:14.5px; color:var(--ink-soft); text-align:center; }

/* Yo Decido — versión compacta */
.edu-compact{ grid-template-columns:minmax(0,1fr) minmax(0,1fr); gap:clamp(24px,3.4vw,48px); padding:clamp(26px,3vw,40px) clamp(26px,3.6vw,48px); }
.edu-compact::before{ width:340px; height:340px; border-width:44px; right:-100px; bottom:-140px; }
.edu-compact .edu-kicker{ font-size:11.5px; padding:6px 13px; }
.edu-compact .edu-copy h2{ font-size:clamp(32px,3.6vw,48px); margin-top:14px; }
.edu-compact .edu-copy h2 span{ font-size:clamp(12px,1vw,14px); margin-top:8px; }
.edu-compact .edu-copy > p{ font-size:15.5px; max-width:40ch; margin-top:14px; }
.edu-compact .edu-actions{ margin-top:20px; }
.edu-compact .edu-actions .btn{ padding:12px 22px; font-size:14.5px; }
.edu-compact .edu-screen{ max-width:520px; justify-self:end; width:100%; }
.edu-compact .edu-badge{ font-size:17px; padding:11px 16px; bottom:-14px; }
.edu-compact .edu-badge small{ font-size:12px; }
.edu-compact + .edu-partners{ margin-top:20px; }
.edu-compact + .edu-partners img{ height:38px; }
@media (max-width:900px){ .edu-compact{ grid-template-columns:minmax(0,1fr); } .edu-compact .edu-screen{ justify-self:start; } }
.edu-compact .edu-badge, .edu-compact .edu-badge small{ white-space:nowrap; }
.edu-compact .edu-badge{ left:-10px; bottom:-16px; }
.edu-compact .edu-actions{ gap:10px; }

/* ==========================================================================
   Versión 2 — recomendaciones de UX
   ========================================================================== */
.brand img{ height:56px; }
.btn-app-text{ display:grid; line-height:1.15; text-align:left; }
.btn-app-text small{ font-size:11px; font-weight:500; opacity:.85; letter-spacing:.02em; }

/* Hero con acción */
.md-slide{ aspect-ratio:auto; display:flex; flex-direction:column; }
.md-slide-link{ display:block; aspect-ratio:1600/535; overflow:hidden; }
.md-slide-bar{ background:var(--red-deep); color:#fff; }
.md-slide-bar-inner{ display:flex; align-items:center; justify-content:space-between; gap:16px 32px; padding-block:18px; }
.md-slide-copy{ display:grid; gap:2px; max-width:62ch; }
.md-slide-kicker{ font-size:12px; font-weight:700; letter-spacing:.1em; text-transform:uppercase; color:rgba(255,255,255,.85); }
.md-slide-bar p{ margin:0; color:#fff; font-size:16px; line-height:1.5; max-width:none; }
.md-slide-actions{ display:flex; flex-wrap:wrap; gap:10px; flex:none; }
.md-slide-actions .btn{ white-space:nowrap; }
.md-slide-arrow{ top:calc(100vw * 535 / 3200); }
.quick-access-wrap{ margin-top:28px; }

/* Accesos rápidos como tareas */
.quick-card{ gap:8px; }
.quick-card .qc-title{ font-size:18px; font-weight:700; color:var(--red-deep); }
.quick-card small{ font-size:14px; color:var(--muted); margin:0; }

/* Tarjetas de servicios con descripción */
.feature-card-label span{ font-size:14.5px; color:#fff; opacity:.92; margin-top:4px; line-height:1.45; text-shadow:0 1px 8px rgba(0,0,0,.4); }
.feature-card-label em{ display:inline-block; margin-top:10px; font-style:normal; font-size:14px; font-weight:700; color:#fff; border-bottom:2px solid rgba(255,255,255,.5); padding-bottom:2px; transition:border-color .25s var(--ease); }
.feature-card:hover .feature-card-label em{ border-color:#fff; }

/* Cifras */
.about-stat .stat-number{ font-size:clamp(24px, 2.4vw, 30px); white-space:nowrap; }
.about-stat .stat-source{ display:block; font-size:12.5px; color:var(--muted); margin-top:6px; padding-top:6px; border-top:1px solid var(--line); }

/* ManantiApp: descarga directa */
.app-band-actions{ display:grid; gap:16px; justify-items:start; margin-top:4px; }
.app-band-actions .app-store-row{ margin:0; }
.app-band-more{ font-weight:700; font-size:15px; color:var(--red); }
.app-band-more:hover{ color:var(--red-deep); text-decoration:underline; }

/* COSEDE */
.dg-v2{ grid-template-columns:auto minmax(0,1fr) auto; border-left:0; }
.dg-icon{ width:64px; height:64px; border-radius:var(--pill); background:var(--red); display:grid; place-items:center; }
.dg-icon svg{ width:32px; height:32px; stroke:#fff; stroke-width:1.8; fill:none; stroke-linecap:round; stroke-linejoin:round; }
.dg-v2 .subtitle{ margin-bottom:10px; }

/* Botones flotantes con más aire */
.back-to-top{ bottom:100px; }

@media (max-width:900px){
  .md-slide-bar-inner{ flex-direction:column; align-items:flex-start; }
  .dg-v2{ grid-template-columns:minmax(0,1fr); justify-items:start; }
}
@media (max-width:640px){
  .md-slide-bar p{ font-size:15px; }
  .md-slide-actions{ width:100%; }
  .md-slide-actions .btn{ flex:1 1 auto; justify-content:center; }
  .whatsapp-float{ right:14px; bottom:14px; }
  .whatsapp-bubble{ display:none; }
  .back-to-top{ right:18px; bottom:84px; width:40px; height:40px; }
  .brand img{ height:46px; }
}

.btn-app-text{ white-space:nowrap; }
.btn-app-text b{ font-weight:600; }
.md-slide-copy{ min-width:0; flex:1 1 auto; }
.md-slide-actions{ flex:0 1 auto; }
@media (max-width:1100px){
  .md-slide-bar-inner{ flex-direction:column; align-items:flex-start; }
}

.md-slide{ align-items:stretch; }
.md-slide-link, .md-slide-bar{ width:100%; }
.md-slide-link .md-slide-img{ width:100%; height:100%; }

.dg-btn{ margin-top:18px; }

.section-sim-link{ display:inline-flex; margin:-6px 0 22px; font-weight:700; font-size:15px; color:var(--red); border-bottom:2px solid var(--red-soft); padding-bottom:2px; transition:border-color .2s var(--ease); }
.section-sim-link:hover{ color:var(--red-deep); border-color:var(--red); }

/* ---------- Nosotros v2 ---------- */
.section-head{ margin-bottom:28px; }
.stats-band .stat-label{ font-size:14px; color:#fff; opacity:.92; }
.stat-link{ color:#fff; border-radius:var(--r-sm); transition:opacity .2s var(--ease); }
.stat-link:hover{ color:#fff; opacity:.85; }
.stats-band .stat-number{ white-space:nowrap; font-size:clamp(24px, 2.4vw, 34px); }
.mv2-grid{ display:grid; grid-template-columns:repeat(2, minmax(0,1fr)); gap:20px; }
.mv2-card{ background:var(--soft); border-radius:var(--r-xl); padding:clamp(26px, 3.2vw, 44px); border-top:4px solid var(--red); }
.mv2-icon{ width:52px; height:52px; border-radius:var(--pill); background:var(--red); display:grid; place-items:center; margin-bottom:18px; }
.mv2-icon svg{ width:24px; height:24px; stroke:#fff; stroke-width:1.8; fill:none; stroke-linecap:round; stroke-linejoin:round; }
.mv2-card h3{ font-size:22px; margin-bottom:12px; }
.mv2-text{ font-size:clamp(17px, 1.5vw, 19px); line-height:1.6; color:var(--ink); margin:0 0 16px; }
.mv2-plain{ margin:0; font-size:15px; color:var(--ink-soft); padding-top:14px; border-top:1px solid var(--line); }
.mv2-plain strong{ color:var(--red-deep); }
.values2-grid{ display:grid; grid-template-columns:repeat(4, minmax(0,1fr)); gap:18px; align-items:stretch; }
.value2-card{ background:#fff; border:1px solid var(--line); border-radius:var(--r-lg); padding:24px 22px; display:flex; flex-direction:column; transition:transform .25s var(--ease), box-shadow .25s var(--ease), border-color .25s var(--ease); }
.value2-card:hover{ transform:translateY(-4px); box-shadow:var(--sh); border-color:rgba(185,31,43,.3); }
.value2-card .value-icon svg{ stroke-linecap:round; stroke-linejoin:round; }
.value2-card h3{ font-size:18px; margin-bottom:8px; }
.value2-card p{ font-size:15.5px; line-height:1.6; color:var(--ink-soft); margin:0; }
.value2-card p a{ font-weight:700; text-decoration:underline; text-underline-offset:2px; }
.story2{ grid-template-columns:minmax(0,1fr) minmax(0,1.05fr); }
.story2 .story-photo img{ aspect-ratio:4/3.4; }
.story2 .section-title{ font-size:clamp(24px, 2.5vw, 32px); }
.story2 .story-check-item svg{ stroke-linecap:round; stroke-linejoin:round; }
.join-band{ background:var(--red); color:#fff; border-radius:var(--r-xl); padding:clamp(28px, 4vw, 52px); display:flex; align-items:center; justify-content:space-between; gap:20px 40px; flex-wrap:wrap; }
.join-band h2{ color:#fff; font-size:clamp(24px, 2.6vw, 34px); margin-bottom:8px; }
.join-band p{ margin:0; color:#fff; opacity:.92; font-size:17px; }
.join-actions{ display:flex; flex-wrap:wrap; gap:12px; }
@media (max-width:1000px){ .values2-grid{ grid-template-columns:repeat(2, minmax(0,1fr)); } }
@media (max-width:760px){
  .mv2-grid, .story2{ grid-template-columns:minmax(0,1fr); }
}
@media (max-width:560px){
  .values2-grid{ grid-template-columns:minmax(0,1fr); }
  .join-actions{ width:100%; flex-direction:column; }
  .join-actions .btn{ width:100%; justify-content:center; }
}

.stats-band{ grid-template-columns:repeat(auto-fit, minmax(150px, 1fr)); }
.stats-band .stat-item{ min-width:0; }
.stats-band .stat-number{ font-size:clamp(22px, 2.2vw, 32px); }

/* Franja de cifras — Nosotros v2 */
.stats-band-v2{ margin-top:clamp(36px, 4vw, 56px); grid-template-columns:repeat(5, minmax(0,1fr)); gap:0; padding:clamp(26px, 3vw, 38px) 0; align-items:center; }
.stats-band-v2 .stat-item{ padding:4px clamp(14px, 2vw, 28px); text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:center; min-height:84px; }
.stats-band-v2 .stat-item + .stat-item{ border-left:1px solid rgba(255,255,255,.25); }
.stats-band-v2 .stat-number{ font-size:clamp(22px, 2.3vw, 32px); }
.stats-band-v2 .stat-label{ font-size:14px; margin-top:6px; line-height:1.35; }
.stats-band-v2 .stat-source{ font-size:12px; color:#fff; opacity:.8; margin-top:4px; }
.stats-band-v2 .stat-link .stat-label{ text-decoration:underline; text-underline-offset:3px; text-decoration-color:rgba(255,255,255,.5); }
@media (max-width:860px){
  .stats-band-v2{ grid-template-columns:repeat(3, minmax(0,1fr)); row-gap:22px; }
  .stats-band-v2 .stat-item:nth-child(4){ border-left:0; }
}
@media (max-width:520px){
  .stats-band-v2{ grid-template-columns:repeat(2, minmax(0,1fr)); }
  .stats-band-v2 .stat-item:nth-child(n){ border-left:0; }
  .stats-band-v2 .stat-item:nth-child(even){ border-left:1px solid rgba(255,255,255,.25); }
  .stats-band-v2 .stat-item:last-child{ grid-column:1 / -1; border-left:0; }
}

.stats-band-v2 .stat-item > *{ flex-shrink:0; }
.stats-band-v2 .stat-item{ height:auto; }
.stats-band-v2 .stat-link{ border-radius:0; }

/* ---------- Trabaja con nosotros v2 ---------- */
.job-intro > p{ font-size:16.5px; color:var(--ink-soft); }
.job-photo{ border-radius:var(--r-xl); overflow:hidden; margin:24px 0; }
.job-photo img{ width:100%; aspect-ratio:4/3; object-fit:cover; }
.job-alt{ display:flex; gap:14px; align-items:flex-start; padding:18px 20px; border-radius:var(--r-lg); background:var(--soft); }
.job-alt-icon{ width:42px; height:42px; border-radius:var(--pill); background:var(--red); display:grid; place-items:center; flex:none; }
.job-alt-icon svg{ width:20px; height:20px; stroke:#fff; stroke-width:1.8; fill:none; stroke-linecap:round; stroke-linejoin:round; }
.job-alt h4{ font-size:16px; margin-bottom:4px; }
.job-alt p{ margin:0; font-size:15px; overflow-wrap:anywhere; }
.job-form-title{ margin:0 0 22px; font-size:1.3rem; color:var(--ink); }
.field-hint{ font-size:14px; color:var(--ink-soft); }
.contact-form-card ::placeholder{ color:#6B717C; opacity:1; }
.field-error{ margin:6px 0 0; font-size:14px; font-weight:600; color:var(--red-deep); }
.field-error[hidden]{ display:none; }
[aria-invalid="true"]{ border-color:var(--red) !important; }
.form-checkbox-row{ flex-wrap:wrap; }
.form-checkbox-row label{ flex:1 1 0; cursor:pointer; font-size:14.5px; }
.form-checkbox-row .field-error{ flex-basis:100%; margin-left:29px; }
.cv-field{ border:0; padding:0; margin:0 0 18px; min-width:0; }
.cv-field legend{ padding:0; margin-bottom:8px; font-size:14px; font-weight:600; color:var(--ink); }
.cv-drop{ position:relative; display:flex; align-items:center; gap:14px; padding:16px 18px; border:1.5px dashed #C9CDD4; border-radius:var(--r); background:var(--soft); cursor:pointer; transition:border-color .2s var(--ease), background .2s var(--ease); }
.cv-drop:hover, .cv-drop:focus-within{ border-color:var(--red); background:var(--red-soft); }
.cv-drop input{ position:absolute; inset:0; opacity:0; cursor:pointer; width:100%; }
.cv-drop-icon{ width:40px; height:40px; border-radius:var(--pill); background:#fff; display:grid; place-items:center; flex:none; box-shadow:var(--sh-sm); }
.cv-drop-icon svg{ width:20px; height:20px; stroke:var(--red); stroke-width:2; fill:none; stroke-linecap:round; stroke-linejoin:round; }
.cv-drop-text{ display:grid; min-width:0; }
.cv-drop-text strong{ font-size:15px; color:var(--ink); overflow:hidden; text-overflow:ellipsis; white-space:nowrap; }
.cv-drop-text small{ font-size:13.5px; color:var(--ink-soft); }
.cv-field.is-invalid .cv-drop{ border-color:var(--red); }
.cv-link{ margin:12px 0 0; }
.job-steps{ list-style:none; margin:0; padding:0; display:grid; grid-template-columns:repeat(3, minmax(0,1fr)); gap:18px; counter-reset:none; }
.job-steps li{ background:#fff; border:1px solid var(--line); border-radius:var(--r-lg); padding:24px; }
.job-step-num{ width:40px; height:40px; border-radius:var(--pill); background:var(--red); color:#fff; display:grid; place-items:center; font-weight:800; font-size:17px; margin-bottom:14px; }
.job-steps h3{ font-size:18px; margin-bottom:6px; }
.job-steps p{ margin:0; font-size:15.5px; color:var(--ink-soft); }
.job-note{ display:flex; align-items:center; gap:12px; margin:20px 0 0; padding:16px 20px; border-radius:var(--r); background:var(--red-soft); color:var(--red-deep); font-weight:600; font-size:15.5px; }
.job-note svg{ width:22px; height:22px; stroke:var(--red); stroke-width:2; fill:none; stroke-linecap:round; stroke-linejoin:round; flex:none; }
@media (max-width:900px){ .job-steps{ grid-template-columns:minmax(0,1fr); } }

/* Menú en una sola línea entre 1001 y 1240 px */
.main-nav > li > a{ white-space:nowrap; }
@media (max-width:1240px) and (min-width:1001px){
  .nav-wrap{ gap:14px; }
  .main-nav{ gap:0; }
  .main-nav > li > a{ padding:9px 8px; font-size:14px; }
  .brand img{ height:48px; }
  .btn-app{ padding:10px 14px; gap:7px; }
}

/* Textos justificados */
.text-justify p, .text-justify li p{ text-align:justify; hyphens:auto; -webkit-hyphens:auto; text-wrap:wrap; }
.text-justify .page-header p{ text-align:justify; }
.text-justify .field-hint, .text-justify .field-error, .text-justify .form-status, .text-justify .job-note{ text-align:left; }

/* Excepciones al justificado: textos centrados y textos de interfaz */
.text-justify .center p, .text-justify .section-head.center p, .text-justify p.center, .text-justify .mx-auto{ text-align:center; }
.text-justify .md-slide-bar p, .text-justify .sim-empty p, .text-justify .sim-disclaimer p,
.text-justify .stat-label, .text-justify .quick-card, .text-justify .feature-card p,
.text-justify .form-status, .text-justify .field-hint, .text-justify .field-error,
.text-justify .job-note, .text-justify .legal-callout p, .text-justify .error-page p{ text-align:left; }

/* ---------- Productos v2 ---------- */
.tabs-sticky{ position:sticky; top:var(--header); z-index:40; background:rgba(255,255,255,.96); backdrop-filter:blur(8px); border-bottom:1px solid var(--line); margin:0; padding:0; display:block; }
.tabs-sticky-inner{ display:flex; gap:6px; overflow-x:auto; padding-block:10px; scrollbar-width:none; }
.tabs-sticky-inner::-webkit-scrollbar{ display:none; }
.tabs-sticky a{ flex:none; padding:10px 18px; border-radius:var(--pill); font-size:15.5px; font-weight:700; color:var(--ink-soft); background:transparent; border:1.5px solid transparent; transition:background .2s var(--ease), color .2s var(--ease), border-color .2s var(--ease); }
.tabs-sticky a:hover{ color:var(--red); background:var(--red-soft); }
.tabs-sticky a.is-active{ color:#fff; background:var(--red); }
.product-section-anchor{ scroll-margin-top:calc(var(--header) + 80px); }
#credito-micro{ scroll-margin-top:calc(var(--header) + 90px); }
.pd-featured{ display:grid; grid-template-columns:minmax(0,1.1fr) minmax(0,1fr); gap:0; border-radius:var(--r-xl); overflow:hidden; background:var(--soft); }
.pd-featured-media img{ width:100%; height:100%; min-height:300px; object-fit:cover; }
.pd-featured-copy{ padding:clamp(26px, 3.6vw, 48px); display:flex; flex-direction:column; justify-content:center; align-items:flex-start; gap:12px; }
.pd-featured-copy h2{ font-size:clamp(24px, 2.5vw, 32px); }
.pd-featured-copy p{ margin:0 0 6px; font-size:16.5px; color:var(--ink-soft); }
.pd-lead-row{ display:flex; flex-wrap:wrap; align-items:center; justify-content:space-between; gap:12px 24px; margin-bottom:24px; }
.pd-lead-row .section-lead{ margin:0; }
.pd2{ display:flex; flex-direction:column; }
.pd2 > p, .pd2 .pd-for{ font-size:15.5px; color:var(--ink-soft); line-height:1.6; }
.pd-for strong{ color:var(--ink); }
.pd2 ul li{ font-size:15px; color:var(--ink-soft); }
.pd-actions{ display:flex; flex-wrap:wrap; gap:10px; margin-top:auto; padding-top:18px; }
.pd-grid-2{ grid-template-columns:repeat(2, minmax(0,1fr)); }
.pd-grid-1{ grid-template-columns:minmax(0,1fr); }
.pd-subhead{ font-size:18px; margin:30px 0 14px; color:var(--ink); }
.pd-wide{ display:grid; grid-template-columns:auto minmax(0,1fr) minmax(0,1fr) auto; column-gap:24px; align-items:center; }
.pd-wide .service-icon{ grid-row:1 / span 2; margin:0; }
.pd-wide h3{ grid-column:2; margin:0; }
.pd-wide .pd-for{ grid-column:2; margin:0; }
.pd-wide ul{ grid-column:3; grid-row:1 / span 2; margin:0; }
.pd-wide .pd-actions{ grid-column:4; grid-row:1 / span 2; margin:0; padding:0; }
.pd-conditions{ margin:20px 0 0; padding:14px 18px; border-left:3px solid var(--red); background:var(--soft); border-radius:0 var(--r-sm) var(--r-sm) 0; font-size:15px; color:var(--ink-soft); }
.pd-info{ background:var(--soft); border-radius:var(--r-lg); padding:clamp(22px, 2.6vw, 32px); }
.pd-info h3{ font-size:18px; margin-bottom:14px; }
.pd-info dl{ margin:0; display:grid; gap:14px; }
.pd-info dl div{ padding:14px 16px; background:#fff; border-radius:var(--r); border:1px solid var(--line); }
.pd-info dt{ font-weight:700; color:var(--red-deep); margin-bottom:4px; }
.pd-info dd{ margin:0; font-size:15px; color:var(--ink-soft); }
@media (max-width:900px){
  .pd-featured{ grid-template-columns:minmax(0,1fr); }
  .pd-featured-media img{ min-height:220px; aspect-ratio:16/9; }
  .pd-wide{ display:flex; flex-direction:column; align-items:stretch; }
  .pd-wide .service-icon{ margin-bottom:12px; }
  .pd-wide ul{ margin:12px 0 0; }
  .pd-wide .pd-actions{ padding-top:18px; }
}
@media (max-width:640px){ .pd-grid-2{ grid-template-columns:minmax(0,1fr); } }

.tabs-sticky{ width:100%; max-width:none; border-radius:0; box-shadow:none; margin:0; }
.tabs-sticky-inner{ border-radius:0; background:none; box-shadow:none; }

.nav-cta{ margin-left:auto; }

/* ---------- Contáctanos v2 ---------- */
.urgent-box{ display:grid; grid-template-columns:auto minmax(0,1fr) auto; gap:18px 24px; align-items:center; padding:clamp(20px, 2.6vw, 30px); border-radius:var(--r-xl); background:var(--red-soft); border:1.5px solid rgba(185,31,43,.25); }
.urgent-icon{ width:52px; height:52px; border-radius:var(--pill); background:var(--red); display:grid; place-items:center; }
.urgent-icon svg{ width:26px; height:26px; stroke:#fff; stroke-width:2; fill:none; stroke-linecap:round; stroke-linejoin:round; }
.urgent-copy h2{ font-size:clamp(18px, 1.8vw, 22px); margin-bottom:6px; color:var(--red-deep); }
.urgent-copy p{ margin:0; font-size:16px; color:var(--ink); }
.urgent-btn{ white-space:nowrap; }
.channel-grid-3{ grid-template-columns:repeat(3, minmax(0,1fr)); }
.channel-grid-3 .channel-card{ display:flex; flex-direction:column; align-items:flex-start; }
.channel-grid-3 .channel-card .btn-outline{ margin-top:auto; }
.channel-data{ display:block; font-size:19px; font-weight:800; color:var(--ink); margin:2px 0 8px; overflow-wrap:anywhere; letter-spacing:-.01em; }
.channel-data:hover{ color:var(--red); }
.channel-grid-3 .channel-card p{ font-size:15.5px; color:var(--ink-soft); margin-bottom:18px; }
.locator-v2 .locator-grid{ grid-template-columns:minmax(0,1.15fr) minmax(0,1fr); align-items:stretch; }
.locator-v2 .locator-list{ display:grid; grid-template-columns:repeat(2, minmax(0,1fr)); gap:14px; max-height:none; overflow:visible; padding:0; }
.locator-v2 .locator-card{ margin:0; display:flex; flex-direction:column; cursor:pointer; }
.locator-v2 .locator-card .btn-outline{ margin-top:auto; align-self:flex-start; }
.locator-v2 .agency-badge{ background:var(--red-soft); color:var(--red-deep); }
.locator-v2 .locator-map{ min-height:420px; height:100%; border-radius:var(--r-xl); }
.agency-hours{ display:grid; gap:2px; }
.locator-v2 .agency-info-item{ font-size:14.5px; color:var(--ink-soft); }
.contact-form-v2{ max-width:760px; }
.contact-form-v2 .field-hint a{ font-weight:700; text-decoration:underline; }
.agency-pin span{ width:26px; height:26px; }
@media (max-width:1000px){
  .channel-grid-3{ grid-template-columns:minmax(0,1fr); }
  .locator-v2 .locator-grid{ grid-template-columns:minmax(0,1fr); }
  .locator-v2 .locator-map{ min-height:320px; order:-1; }
}
@media (max-width:700px){
  .urgent-box{ grid-template-columns:minmax(0,1fr); }
  .urgent-btn{ justify-self:start; }
  .locator-v2 .locator-list{ grid-template-columns:minmax(0,1fr); }
}

.locator-v2 .locator-card > *{ flex-shrink:0; }
.locator-v2 .agency-info-item{ height:auto; align-items:flex-start; }
.locator-v2 .agency-info-item > span{ flex:1 1 auto; min-width:0; max-width:none; line-height:1.5; }

.section-head[style*="text-align:center"] .section-title, .section-head.center .section-title{ margin-left:auto; margin-right:auto; }
.locator-toolbar label{ white-space:nowrap; }

/* ---------- Denuncias v2 ---------- */
.den-scope{ display:grid; grid-template-columns:minmax(0,1.4fr) minmax(0,1fr) minmax(0,1fr); gap:16px; }
.den-scope > div{ border-radius:var(--r-lg); padding:22px 24px; border:1px solid var(--line); background:#fff; }
.den-scope-main{ background:var(--soft) !important; border-color:transparent !important; }
.den-scope h2{ font-size:19px; margin-bottom:12px; }
.den-scope h3{ font-size:16.5px; margin-bottom:6px; }
.den-scope ul{ display:grid; gap:8px; }
.den-scope li{ display:flex; gap:10px; font-size:15px; color:var(--ink); }
.den-scope li svg{ width:18px; height:18px; stroke:var(--red); stroke-width:2.2; fill:none; flex:none; margin-top:3px; }
.den-scope-alt p{ font-size:15px; color:var(--ink-soft); margin:0 0 10px; }
.den-scope-alt a{ font-weight:700; font-size:15px; }
.den-scope-urgent{ border-color:rgba(185,31,43,.3) !important; background:var(--red-soft) !important; }
.den-steps{ list-style:none; padding:0; margin:18px 0 20px; display:grid; gap:14px; }
.den-steps li{ display:flex; gap:14px; align-items:flex-start; }
.den-steps li > span{ width:34px; height:34px; border-radius:var(--pill); background:var(--red); color:#fff; display:grid; place-items:center; font-weight:800; flex:none; }
.den-steps h4{ font-size:16px; margin-bottom:2px; }
.den-steps p{ margin:0; font-size:15px; color:var(--ink-soft); }
.den-protect{ display:flex; gap:12px; align-items:flex-start; padding:16px 18px; border-radius:var(--r); background:var(--red-soft); margin-bottom:22px; }
.den-protect svg{ width:22px; height:22px; stroke:var(--red); stroke-width:2; fill:none; flex:none; stroke-linecap:round; stroke-linejoin:round; margin-top:2px; }
.den-protect p{ margin:0; font-size:15px; color:var(--ink); font-weight:600; }
.den-required{ margin:-12px 0 18px; font-size:14px; color:var(--ink-soft); }
.den-block{ border:0; padding:0; margin:0 0 22px; min-width:0; }
.den-block legend{ padding:0; margin-bottom:10px; font-size:16px; font-weight:700; color:var(--red-deep); }
.den-block-text{ font-size:14.5px; color:var(--ink-soft); }
#denIdentity[hidden]{ display:none; }
.den-notice{ font-size:14.5px; color:var(--ink-soft); margin:-8px 0 20px; }
@media (max-width:900px){ .den-scope{ grid-template-columns:minmax(0,1fr); } }

.text-justify .den-scope p, .text-justify .den-steps p, .text-justify .den-protect p, .text-justify .den-notice, .text-justify .den-block-text, .text-justify .den-required{ text-align:left; }