{"id":2741,"date":"2021-01-07T04:43:16","date_gmt":"2021-01-07T04:43:16","guid":{"rendered":"https:\/\/wp.ditsolution.net\/techno-new?page_id=2741"},"modified":"2026-02-11T14:43:40","modified_gmt":"2026-02-11T13:43:40","slug":"transparencia-de-la-informacion","status":"publish","type":"page","link":"https:\/\/manantialdeoro.fin.ec\/?page_id=2741","title":{"rendered":"Transparencia de La Informaci\u00f3n"},"content":{"rendered":"\t\t
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Objetivos de La Manantial<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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SOSTENIBILIDAD<\/h2> \r\n <\/div>\r\n \r\n \r\n \r\n <\/div>\r\n <\/div>\r\n\r\n
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Sostenibilidad<\/h2>\r\n \r\n <\/div>\r\n \r\n
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Alcanzar una rentabilidad sobre activos (roa) superior al 1%.<\/p>\r\n <\/div>\r\n \r\n <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n\r\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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SOLVENCIA PATRIMONIAL<\/h2> \r\n <\/div>\r\n \r\n \r\n \r\n <\/div>\r\n <\/div>\r\n\r\n
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Solvencia Patrimonial<\/h2>\r\n \r\n <\/div>\r\n \r\n
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Lograr una relaci\u00f3n patrimonio vs activos totales superior al 13%.<\/p>\r\n <\/div>\r\n \r\n <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n\r\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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CALIDAD DE CARTERA<\/h2> \r\n <\/div>\r\n \r\n \r\n \r\n <\/div>\r\n <\/div>\r\n\r\n
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Calidad de Cartera<\/h2>\r\n \r\n <\/div>\r\n \r\n
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Mantener un nivel de cartera en riesgo (30 D\u00cdAS) menor al 6% y un nivel de cobertura de provisiones mayor al 130%.<\/p>\r\n <\/div>\r\n \r\n <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n\r\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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CRECIMIENTO DE CAPTACIONES<\/h2> \r\n <\/div>\r\n \r\n \r\n \r\n <\/div>\r\n <\/div>\r\n\r\n
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Crecimiento de Captaciones<\/h2>\r\n \r\n <\/div>\r\n \r\n
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Lograr un crecimiento anual de obligaciones con el p\u00fablico no menor al 25%.<\/p>\r\n <\/div>\r\n \r\n <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n\r\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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PRODUCTIVIDAD DE LOS ACTIVOS<\/h2> \r\n <\/div>\r\n \r\n \r\n \r\n <\/div>\r\n <\/div>\r\n\r\n
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Productividad de los Activos<\/h2>\r\n \r\n <\/div>\r\n \r\n
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Mantener una relaci\u00f3n cartera bruta VS activos totales superior al 70%.<\/p>\r\n <\/div>\r\n \r\n <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n\r\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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INNOVACI\u00d3N Y DESARROLLO DE CANALES ELECTR\u00d3NICOS<\/h2> \r\n <\/div>\r\n \r\n \r\n \r\n <\/div>\r\n <\/div>\r\n\r\n
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Implementar herramientas para la prestaci\u00f3n de servicios transaccionales electr\u00f3nicos y alcanzar que sobre el 30% de los socios realicen transacciones por estos canales.<\/p>\r\n <\/div>\r\n \r\n <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n\r\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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SATISFACCI\u00d3N DE LOS SOCIOS<\/h2> \r\n <\/div>\r\n \r\n \r\n \r\n <\/div>\r\n <\/div>\r\n\r\n
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Satisfacci\u00f3n de los Socios<\/h2>\r\n \r\n <\/div>\r\n \r\n
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Alcanzar un nivel de socios promotores no menor al 25%.<\/p>\r\n <\/div>\r\n \r\n <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n\r\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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FORTALECIMIENTO TECNOL\u00d3GICO<\/h2> \r\n <\/div>\r\n \r\n \r\n \r\n <\/div>\r\n <\/div>\r\n\r\n
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Fortalecimiento Tecnol\u00f3gico<\/h2>\r\n \r\n <\/div>\r\n \r\n
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Alcanzar un nivel de continuidad y seguridad del servicio de tecnolog\u00eda no menor al 99% en los procesos cr\u00edticos del negocio.<\/p>\r\n <\/div>\r\n \r\n <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n\r\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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CALIFICACI\u00d3N DE RIESGOS<\/h2> \r\n <\/div>\r\n \r\n \r\n \r\n <\/div>\r\n <\/div>\r\n\r\n
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Calificaci\u00f3n de Riesgo<\/h2>\r\n \r\n <\/div>\r\n \r\n
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Fortalecer la gesti\u00f3n administrativa, control interno, riesgos, financiera y gobierno cooperativo de manera de alcanzar una calificaci\u00f3n de riesgo no menor a bbb+<\/p>\r\n <\/div>\r\n \r\n <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n\r\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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DESEMPE\u00d1O DEL TALENTO HUMANO<\/h2> \r\n <\/div>\r\n \r\n \r\n \r\n <\/div>\r\n <\/div>\r\n\r\n
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Desempe\u00f1o del Talento Humano<\/h2>\r\n \r\n <\/div>\r\n \r\n
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Alcanzar al menos un 90% de cumplimiento en la implementaci\u00f3n y resultados del modelo de gesti\u00f3n por competencias.<\/p>\r\n <\/div>\r\n \r\n <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n\r\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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GESTI\u00d3N DE DESEMPE\u00d1O SOCIAL<\/h2> \r\n <\/div>\r\n \r\n \r\n \r\n <\/div>\r\n <\/div>\r\n\r\n
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Gesti\u00f3n de Desempe\u00f1o Social<\/h2>\r\n \r\n <\/div>\r\n \r\n \r\n <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n\r\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t
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TRANSPARENCIA DE LA INFORMACI\u00d3N<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Informaci\u00f3n Institucional <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/path><\/svg><\/span>\n\t\t\t<\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Objetivos de La Manantial SOSTENIBILIDAD Sostenibilidad Alcanzar una rentabilidad sobre activos (roa) superior al 1%. SOLVENCIA PATRIMONIAL Solvencia Patrimonial Lograr […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-2741","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/manantialdeoro.fin.ec\/index.php?rest_route=\/wp\/v2\/pages\/2741","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/manantialdeoro.fin.ec\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/manantialdeoro.fin.ec\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/manantialdeoro.fin.ec\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/manantialdeoro.fin.ec\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2741"}],"version-history":[{"count":226,"href":"https:\/\/manantialdeoro.fin.ec\/index.php?rest_route=\/wp\/v2\/pages\/2741\/revisions"}],"predecessor-version":[{"id":21430,"href":"https:\/\/manantialdeoro.fin.ec\/index.php?rest_route=\/wp\/v2\/pages\/2741\/revisions\/21430"}],"wp:attachment":[{"href":"https:\/\/manantialdeoro.fin.ec\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2741"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}